5514 45th St, Lubbock, TX 79414 Property Records

Lubbock County property record for 5514 45th St, Lubbock, TX 79414

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1955
Lot Size0.226 acres (9,843 sqft)
OwnerIndividual Name on Record
Tax Bill$2,392 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR59875

Property Details

APN / Parcel Number

Primary APNR59875
Alternative APN
  • R9319000000400009000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,576 sqft
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,843 sqft (0.226 acres)
Lot Dimensions131 ft deep x 75 ft wide
Garage TypeAttached
Garage Area400 sqft

Location & Zoning

Street Address5514 45TH ST
CityLUBBOCK
StateTX
Zip79414-1211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTMORELAND BLK 4 L 9
Legal SubdivisionWESTMORELAND
Legal Block4
Legal Lot Number9
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1012
Census Tract1709

Owner

Source: Lubbock County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15417 SPILLMAN RANCH LOOP, AUSTIN, TX 78738-6583
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
PRIMEBANK
May 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
SERVICE TITLE
Sep 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
ALLIANCE CU
Feb 4, 2026Warranty Deed, Transfer
SERVICE TITLE
Jan 31, 2020Deed of Trust, Mortgage · Line of Credit
ALLIANCE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2026
Deed SaleFeb 4, 2026
Prior SaleOct 20, 2015
Deed Document Number20263977
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Recording DateJul 6, 2026
Property Address5514 45TH ST, LUBBOCK, TX 79414-1211
Document Number0000026269
Instrument DateJun 23, 2026
Instrument202626269
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026269,
DateJul 6, 2026
Instrument202626269
Lender
NamePRIMEBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.53%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Recording DateMay 12, 2026
Property Address5514 45TH ST, LUBBOCK, TX 79414-1211
Document Number0000018049
Instrument DateApr 24, 2026
Instrument202618049
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000018049,
DateMay 12, 2026
Instrument202618049
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.38%
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5514 45TH ST, LUBBOCK, TX 79414-1211
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanySERVICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2725 FOREST PARK LN, CARLSBAD, CA 92008-6843

Mortgage

Document Number0000036459
DateSep 12, 2025
Instrument2025036459
Lender
NameALLIANCE CU
TypeCredit Union
AddressLUBBOCK, TX 79424
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateFeb 4, 2026
Property Address5514 45TH ST, LUBBOCK, TX 79414-1211
Document Number0000003977
Map ReferenceVOL 411 PG 243
Instrument DateJan 20, 2026
Instrument2026003977
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanySERVICE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15417 SPILLMAN RANCH LOOP, AUSTIN, TX 78738-6583

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5514 45TH ST, LUBBOCK, TX 79414-1211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004336
DateJan 31, 2020
Instrument2020004336
Lender
NameALLIANCE CU
TypeCredit Union
AddressLUBBOCK, TX 79424
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueFeb 14, 2025

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,392.00 (-5.75%)$135,215 (+7.15%) Land $24,100 Building $111,115$135,215 (+7.15%) Land $24,100 Building $111,115
2024$2,538.00 (+8.23%)
2023$2,345.00 (-13.15%)$126,190 Land $10,500 Building $115,690$126,190 Land $10,500 Building $115,690
2022$2,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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