5603 Rte 132, Morrow, OH 45152 Property Records

Warren County property record for 5603 Rte 132, Morrow, OH 45152

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 3.5 ba · 4,230 sqft · built 2000
Lot Size	14.2 acres (622,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Oct 2021)
Tax Bill	$7,461 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-24-401-007-0`

Property Details

APN / Parcel Number

Primary APN	`18-24-401-007-0`
Alternative APNs	`1824401007` `3503119`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,230 sqft Gross Area
1st Floor Area	632 sqft
2nd Floor Area	1,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Lot Area	622,560 sqft (14.2 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	646 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3503119
Street Address	5603 ROUTE 132
City	MORROW
State	OH
Zip	45152
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	R1
Legal Description	ROUTE 132
Legal Subdivision	ROUTE 132
Legal Block	119
Jurisdiction	WARREN OH
Township / Civil Division	HARLAN
Census Block Group	1
Census Block	1007
Census Tract	32400

Owner

Source: Warren County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5603 STATE ROUTE 132, MORROW, OH 45152-7125
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Feb 7, 2018	Deed of Trust, Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	202147555
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 20, 2021
Property Address	5603 ROUTE 132, MORROW, OH 45152
Document Number	0000047555
Instrument Date	Oct 1, 2021
Instrument	2021-047555
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5603 ROUTE 132, MORROW, OH 45152

Mortgage

Document Number	0000047556
Date	Oct 20, 2021
Instrument	2021-047556

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	5603 ROUTE 132, MORROW, OH 45152
Document Number	0000004856
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5603 STATE ROUTE 132 MORROW OH 451527125, MORROW, OH 45152-7125

Mortgage

Document Number	0000004856
Date	Feb 20, 2018
Instrument	4856

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2033

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Harlan Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,461.00 (+16.83%) Additional exemption filed	$169,380 (-9.17%) Land $22,580 Building $146,800	$668,350 (+25.44%) Land $248,910 Building $419,440
2023	$6,386.00 (+1.27%) Homeowner's exemption	$186,480 (-) Land $56,543 Building $129,937
2022	$6,306.00 Homeowner's exemption	$186,480 Land $56,543 Building $129,938	$532,800 (-) Land $161,550 Building $371,250
2021			$532,800 Land $161,550 Building $371,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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