5415 Rte 132, Morrow, OH 45152 Property Records

Warren County property record for 5415 Rte 132, Morrow, OH 45152

Property Summary

Property TypeFarm - Irrigated or Dry
Details2 bd · 2 ba · 1,176 sqft · built 2000
Lot Size64.3 acres (2,803,304 sqft)
OwnerIndividual Name on File
Last Sale$135,200 (Nov 1989)
Tax Bill$4,842 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-24-200-010-0

Property Details

APN / Parcel Number

Primary APN18-24-200-010-0
Alternative APNs
  • 1824200010
  • 3503992

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,176 sqft Gross Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area2,803,304 sqft (64.3 acres)
TerrainRolling
Pole Barn1,496 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3503992
Street Address5415 ROUTE 132
CityMORROW
StateOH
Zip45152
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeR1
Legal DescriptionROUTE 132
Legal SubdivisionROUTE 132
Legal Block992
JurisdictionWARREN OH
Township / Civil DivisionHARLAN
Census Block Group1
Census Block1007
Census Tract32400

Owner

5415 Rte 132, an agricultural property, is owned by an individual who acquired it in August 2008.

Source: Warren County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address5415 STATE ROUTE 132, MORROW, OH 45152-7123
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN HILLS COMMUNITY BANK
Oct 10, 2025Deed of Trust, Mortgage · Line of Credit
SOUTHERN HILLS COMMUNITY BANK
Jul 11, 2017Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 1989 · Amount on File
Deed SaleNov 2, 1989 · Amount on File
Prior SaleNov 2, 1989 · Amount on File
Last Transfer DateAug 12, 2008
Transfer Doc0047290503
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address5415 ROUTE 132, MORROW, OH 45152
Transaction TypeMortgage
Record UpdatedNov 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5415 STATE ROUTE 132, MORROW, OH 45152-7123

Mortgage

Document Number0000025563
DateOct 10, 2025
Instrument2025-025563
Lender
NameSOUTHERN HILLS COMMUNITY BANK
TypeBank
AddressHILLSBORO, OH 45133
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address5415 ROUTE 132, MORROW, OH 45152
Transaction TypeMortgage
Record UpdatedNov 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5415 STATE ROUTE 132, MORROW, OH 45152-7123

Mortgage

Document Number0000025564
DateOct 10, 2025
Instrument2025-025564
Lender
NameSOUTHERN HILLS COMMUNITY BANK
TypeBank
AddressHILLSBORO, OH 45133
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueSep 25, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address5415 ROUTE 132, MORROW, OH 45152
Document Number0000023294
Instrument DateJul 11, 2017
Transaction TypeMortgage
Record UpdatedNov 1, 2017
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address6187 SHAWNA CT LIBERTY TOWNSHIP OH 450449680, LIBERTY TOWNSHIP, OH 45044-9680

Mortgage

Document Number0000023294
DateAug 2, 2017
Instrument23294
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5415 Rte 132 was $4,842, up 8.3% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionHarlan Township
Unified School DistrictLittle Miami Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,842.00 (+8.35%) Additional exemption filed$107,310 Land $49,710 Building $57,600$792,280 Land $627,700 Building $164,580
2024$4,469.00 (+27.03%)
2023$3,518.00 (+1.3%) Additional exemption filed$198,240 (-) Land $147,137 Building $51,103
2022$3,473.00$198,240 Land $147,137 Building $51,104$566,400 (-) Land $420,390 Building $146,010
2021$566,400 Land $420,390 Building $146,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5415 Rte 132 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5415 Rte 132 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN WATER COMPANY
private · serves 39,508 people · EPA ID OH8300512
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bresco Broadband
Fiber
10,000 / 10,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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