5602 Turtle Ridge Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5602 Turtle Ridge Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,754 sqft · built 2006
Lot Size	0.554 acres (24,135 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Dec 2021)
Tax Bill	$14,590 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0161238246`

Property Details

APN / Parcel Number

Primary APN	`0161238246`
Alternative APN	`U30271871R000005000010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,754 sqft Heated Area
1st Floor Area	3,184 sqft
2nd Floor Area	1,112 sqft
Upper Floors Area	14 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,135 sqft (0.554 acres)
Lot Dimensions	214 ft deep x 112 ft wide
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0161238246
Street Address	5602 TURTLE RIDGE DR
City	LUTZ
State	FL
Zip	33558-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ORANGE BLOSSOM CREEK PHASE 1 LOT 1 BLOCK 5
Legal Range	18E
Legal Township	27S
Legal Section	30
Legal Subdivision	ORANGE BLOSSOM CREEK PHASE 1
Legal Phase	1
Legal Block	5
Legal Lot Number	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2008
Census Tract	11512

Owner

Source: Hillsborough County records · APN 0161238246

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5602 TURTLE RIDGE DR, LUTZ, FL 33558-4925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Mar 20, 2013 · Amount on Record
Deed Document Number	2021647493
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 15, 2021
Property Address	5602 TURTLE RIDGE DR, LUTZ, FL 33558-4925
Document Number	0000647493
Map Reference	MB 98 PG 1-17
Instrument Date	Dec 09, 2021
Instrument	2021647493
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4510 CARROLLWOOD VILLAGE DR, 4510, TAMPA, FL 33618-8615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5602 TURTLE RIDGE DR, LUTZ, FL 33558-4925

Mortgage

Document Number	0000647494
Date	Dec 15, 2021
Instrument	2021647494

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,590.00 (+9.28%) Homeowner's exemption Veteran's exemption	$813,491 (+5.99%)	$860,076 (+7.6%) Land $249,555 Building $610,521
2023	$13,351.00 (+4.55%) Homeowner's exemption Veteran's exemption	$767,539 (+4.47%)	$799,323 (+8.8%) Land $224,600 Building $574,723
2022	$12,770.00 Homeowner's exemption Veteran's exemption	$734,680 Land $199,644 Building $535,036	$734,680 Land $199,644 Building $535,036

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	18 (1993–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 167 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.