5601 Rays Dr, Onsted, MI 49265 Property Records

Lenawee County property record for 5601 Rays Dr, Onsted, MI 49265

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,328 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2019)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CA0-410-0570-00`

Property Details

APN / Parcel Number

Primary APN	`CA0-410-0570-00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,328 sqft Living Area
1st Floor Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	8,712 sqft (0.2 acres)
Lot Width	125 ft Width
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5601 RAYS DR
City	ONSTED
State	MI
Zip	49265-9815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 57 AMENDED PLAT OF LOTS 8-9-10-11-12-13- 14-15-16-17 & 18 AYLESWORTH HEIGHTS FORMERLY KNOWN AS LOT 17 & 18 AYLESWORTH
Legal Subdivision	AYLESWORTH HEIGHTS
Legal Lot Number	57
Jurisdiction	LENAWEE MI
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1049
Census Tract	60302

Owner

Source: Lenawee County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5601 RAYS DR, ONSTED, MI 49265-9815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIFTH THIRD BANK
Nov 26, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Dec 29, 2010 · Amount on Record
Deed Book / Page	2587 / 354
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Oct 11, 2019
Property Address	5601 RAYS DR, ONSTED, MI 49265-9815
Document Number	0025870354
Book / Page	2587 / 354
Instrument Date	Oct 10, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8546 FRANCE, NEWPORT, MI 48166-9251

Mortgage

Document Number	0002587355
Date	Oct 11, 2019
Instrument	2587/355

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0025870354
Date	Oct 11, 2019
Book Page	2587/354

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	5601 RAYS DR, ONSTED, MI 49265-9815
Document Number	0025720225
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 RAYS DR ONSTED MI 492659815, ONSTED, MI 49265-9815

Mortgage

Document Number	0025720225
Date	Nov 30, 2018
Book Page	002572/000225

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	5601 RAYS DR, ONSTED, MI 49265-9815
Document Number	0025570897
Book / Page	002557 / 000897
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025570897
Date	Feb 2, 2018
Book Page	002557/000897

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
County Subdivision	Cambridge Township
Unified School District	Onsted Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,400 (+12.32%)	$280,800 (+12.32%)
2025	$1,313.00 (-56.51%) Homeowner's exemption	$125,000 (+18.37%)	$250,000 (+18.37%)
2024	$3,019.00 (+9.94%)
2022	$2,746.00	$105,600	$211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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