Lenawee County property record for 5560 Rays Dr, Onsted, MI 49265 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,360 sqft · built 1998 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (May 2017) |
| Tax Bill | $1,400 (2025) |
| Deeds & Mortgages | May 2019 Refinance May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CA0-715-0480-00 |
| Primary APN | CA0-715-0480-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 5 Stories |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Width | 35 ft Width |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5560 RAYS DR |
|---|---|
| City | ONSTED |
| State | MI |
| Zip | 49265-9814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 - ALSO THAT PART OF OUTLOT 'A' COMM AT NE COR LOT 48 RUNN TH N 60 DEG E TO E LI OF SD OUTLOT TH S 40 DEG 57' W ALG E |
| Legal Subdivision | SUPERVISORS PLAT NO 3 |
| Legal Lot Number | 48 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 60302 |
Source: Lenawee County records · APN CA0-715-0480-00
Assessment roll updated July 10, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5560 RAYS DR, ONSTED, MI 49265-9814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DFCU FINANCIAL |
| May 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2017 · Amount on Record |
| Deed Sale | May 18, 2017 · Amount on Record |
| Prior Sale | Sep 15, 2005 · Amount on Record |
| Deed Book / Page | 2545 / 678 |
| Prior Transfer Date | Dec 29, 2005 |
| Prior Transfer Doc | 2314000877 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 5560 RAYS DR, ONSTED, MI 49265-9814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025790647 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 2579/647 |
| Name | DFCU FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | May 18, 2017 |
| Property Address | 5560 RAYS DR, ONSTED, MI 49265-9814 |
| Document Number | 0025450678 |
| Book / Page | 2545 / 0678 |
| Map Reference | MB 7 PG 8 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1721 MORTON AVE, 1721, ANN ARBOR, MI 48104-4521 |
| Name | Verified Name |
|---|---|
| Address | 8115 PARKER RD, SALINE, MI 48176-9354 |
| Investor | Possibly a Property Investor |
| Document Number | 0025450679 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 2545/0679 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Lenawee County records · Assessment roll updated July 10, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lenawee County |
| County Subdivision | Cambridge Township |
| Unified School District | Onsted Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,800 (+5.39%) | $277,600 (+5.39%) | |
| 2025 | $1,400.00 (-57.83%) Homeowner's exemption | $131,700 (+15.43%) | $263,400 (+15.43%) |
| 2024 | $3,320.00 (+9.61%) | ||
| 2022 | $3,029.00 | $114,100 | $228,200 |
Source: FEMA National Flood Hazard Layer, Lenawee County (26091C), updated August 14, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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