5601 Mirrorlight Pl, Columbia, MD 21045 Property Records

Howard County property record for 5601 Mirrorlight Pl, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,810 sqft · built 1970
Lot Size	0.284 acres (12,366 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Aug 2004)
Tax Bill	$6,823 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-070343`

Property Details

APN / Parcel Number

Primary APN	`16-070343`
Alternative APN	`070343`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,810 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,366 sqft (0.284 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	96 sqft
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	070343
Street Address	5601 MIRRORLIGHT PL
City	COLUMBIA
State	MD
Zip	21045-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 121 12,366 SQ' 5601 MIRRORLIGHT PL VIL OAKLAND MILLS S4 A1
Legal Subdivision	VILLAGE OAKLAND MILLS
Legal Lot Number	121
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1000
Census Tract	606603

Owner

5601 Mirrorlight Pl is owned and occupied by an individual who bought it in August 2004.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	5601 MIRRORLIGHT PL, COLUMBIA, MD 21045-3214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2004 · Amount on File
Deed Sale	Aug 20, 2004 · Amount on File
Prior Sale	Aug 17, 2004 · Amount on File
Deed Document Number	200449098
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5601 MIRRORLIGHT PL, COLUMBIA, MD 21045-3214
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 MIRRORLIGHT PL, COLUMBIA, MD 21045-3214
Investor	Possibly a Property Investor

Mortgage

Document Number	0207060272
Date	Jul 13, 2021
Book Page	20706/272

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5601 Mirrorlight Pl was $6,823 with a homeowner's exemption, up 0.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,823.00 (+0.75%) Homeowner's exemption	$470,800 (+6.34%) Land $213,100 Building $257,700	$470,800 (-) Land $213,100 Building $257,700
2025	$6,772.00 Homeowner's exemption	$442,733	$470,800 Land $213,100 Building $257,700
2023		$386,600 Land $193,100 Building $193,500	$386,600 Land $193,100 Building $193,500
2022	$4,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5601 Mirrorlight Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5601 Mirrorlight Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20