Howard County property record for 5612 Mirrorlight Pl, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,491 sqft · built 1970 |
| Lot Size | 0.214 acres (9,327 sqft) |
| Owner | Trust Name on File |
| Last Sale | $137,500 (May 1990) |
| Tax Bill | $7,637 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-061816 |
| Primary APN | 16-061816 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,491 sqft Total Area |
| Basement Area | 170 sqft |
| Finished Basement | 170 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,327 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 061816 |
|---|---|
| Street Address | 5612 MIRRORLIGHT PL |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 113 9,327 SQ' 5612 MIRRORLIGHT PL VOM TALBOTT SPRGS S4 A1 |
| Legal Subdivision | VOM TALBOTT SPGS |
| Legal Lot Number | 113 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606603 |
5612 Mirrorlight Pl is owner-occupied and held in a trust since May 1990.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5612 MIRRORLIGHT PL, COLUMBIA, MD 21045-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 7, 2017 | Grant Deed, Transfer AMERICAN LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1990 · Amount on File |
| Deed Sale | May 1, 1990 · Amount on File |
| Prior Sale | Apr 23, 1982 · Amount on File |
| Deed Book / Page | 2164 / 432 |
| Transfer Doc | 0095410025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5612 MIRRORLIGHT PL, COLUMBIA, MD 21045-3214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | REAL ESTATE SETMNTS & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0193850295 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 19385/295 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5612 MIRRORLIGHT PL, COLUMBIA, MD 21045-3214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN LAND TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0182090227 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 18209/227 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 7, 2017 |
| Property Address | 5612 MIRRORLIGHT PL, COLUMBIA, MD 21045-3214 |
| Document Number | 0179550015 |
| Book / Page | 017955 / 000015 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5612 MIRRORLIGHT PL COLUMBIA MD 210453214, COLUMBIA, MD 21045-3214 |
The 2026 property tax bill for 5612 Mirrorlight Pl was $7,637 with a homeowner's exemption, down 0.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,637.00 (-0.87%) Homeowner's exemption | $560,200 (+6.94%) Land $199,400 Building $360,800 | $560,200 (-) Land $199,400 Building $360,800 |
| 2025 | $7,704.00 (+4.97%) Homeowner's exemption | $523,867 | $560,200 Land $199,400 Building $360,800 |
| 2024 | $7,339.00 | ||
| 2023 | $451,200 Land $179,400 Building $271,800 | $451,200 Land $179,400 Building $271,800 | |
| 2022 | $4,949.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5612 Mirrorlight Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5612 Mirrorlight Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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