5601 Mill St, Sterling, IL 61081 Property Records

Whiteside County property record for 5601 Mill St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Nov 2025)
Deeds & Mortgages	Nov 2025 Sale May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1013304001`

Property Details

APN / Parcel Number

Primary APN	`1013304001`
Alternative APN	`105024`

Exterior

Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	103 ft deep x 80 ft wide

Location & Zoning

Account Number	105024
Street Address	5601 MILL ST
City	STERLING
State	IL
Zip	61081-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF EMERSON NW 103.5' LOT 1 & NW 103.5' NE 15 LOT 2 BLK 2 62700X
Legal Subdivision	VILLAGE EMERSON
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	WHITESIDE IL
Township / Civil Division	HOPKINS
Census Block Group	3
Census Block	3032
Census Tract	100

Owner

5601 Mill St is owned and occupied by an individual who bought it in November 2025.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5601 MILL ST, STERLING, IL 61081-9133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Transfer on Death Deed, Transfer
May 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 22, 2018	Warranty Deed, Transfer NTI TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	20255720
Record Updated	Oct 29, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 6, 2025
Property Address	5601 MILL ST, STERLING, IL 61081-9133
Document Number	0000005720
Instrument Date	Nov 6, 2025
Instrument	2025-05720
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 27, 2020
Property Address	5601 MILL ST, STERLING, IL 61081-9133
Document Number	0000002943
Instrument Date	Nov 12, 2019
Instrument	2943
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 MILL ST STERLING IL 610819133, STERLING, IL 61081-9133

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 22, 2018
Property Address	5601 MILL ST, STERLING, IL 61081-9133
Document Number	0000003315
Instrument Date	Jun 22, 2018
Instrument	3315
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	NTI TITLE

Transaction

Amount	Amount on Record
Tax	$147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1600 S 7TH AVE ST CHARLES IL 601744332, ST CHARLES, IL 60174-4332

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Hopkins Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,496 (+7.37%) Land $1,034 Building $44,462
2024	Additional exemption filed	$42,373 Land $963 Building $41,410	$136,488 (+7.37%) Land $3,102 Building $133,386
2023			$127,119 Land $2,889 Building $124,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5601 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5601 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill St

Nearby Streets

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