5502 Mill St, Sterling, IL 61081 Property Records

Whiteside County property record for 5502 Mill St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$21,000 (Apr 2006)
Tax Bill$1,789 (2025)
Deeds & MortgagesJun 2025 Mortgage
Mar 2025 Transfer
Flood ZoneZone X (minimal risk)
APN1013305009

Property Details

APN / Parcel Number

Primary APN1013305009
Alternative APNs
  • 121099
  • 85476

Exterior

Lot Area17,424 sqft (0.4 acres)
Lot Dimensions250 ft deep x 70 ft wide

Location & Zoning

Account Number121099
Street Address5502 MILL ST
CitySTERLING
StateIL
Zip61081-9179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOVER & CAROLUS ADD LOT 5 BLK 6 64300X
Legal SubdivisionOVER & CAROLUS ADDITION
Legal Block6
Legal Lot Number5
JurisdictionWHITESIDE IL
Township / Civil DivisionHOPKINS
Census Block Group2
Census Block2057
Census Tract900

Owner

5502 Mill St is owned and occupied by an individual who bought it in April 2006.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address5502 MILL ST, STERLING, IL 61081-9179
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
SELECT EMPLOYEES CU
Mar 25, 2025Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2006 · Amount on File
Deed SaleApr 28, 2006 · Amount on File
Deed Document Number20063471-2006
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address5502 MILL ST, STERLING, IL 61081-9179
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyHB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003008
DateJun 23, 2025
Instrument2025-03008
Lender
NameSELECT EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term66 Months
DueNov 30, 2030

March 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHITESIDE IL
Recording DateMar 25, 2025
Property Address5502 MILL ST, STERLING, IL 61081-9179
Document Number0000001322
Instrument DateMar 5, 2025
Instrument2025-01322
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5502 MILL ST, STERLING, IL 61081-9179

Tax Assessment & Valuation

The 2025 property tax bill for 5502 Mill St was $1,789.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionHopkins Township
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,789.00$26,818 Land $2,179 Building $24,639
2024$80,454 Land $6,537 Building $73,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5502 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2002–2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5502 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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