El Dorado County property record for 5600 Five Spot Rd, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,952 sqft · built 1978 |
| Lot Size | 2.18 acres (94,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Dec 2021) |
| Tax Bill | $5,136 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-402-006-000 |
| Primary APN | 077-402-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 94,960 sqft (2.18 acres) |
| Terrain | Gentle Slope |
| Patio Area | 1,952 sqft |
| Water Source | Commercial |
|---|
| Old Parcel Number | 0774020610 |
|---|---|
| Street Address | 5600 FIVE SPOT RD |
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 29 SIERRA SPGS 21 |
| Legal Subdivision | SIERRA SPGS 21 |
| Legal Lot Number | 29 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 31406 |
Source: El Dorado County records · APN 077-402-006-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5600 FIVE SPOT RD, POLLOCK PINES, CA 95726-9479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2021 | Grant Deed, Transfer · Conventional Mortgage THE GOLDEN ONE CU |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 04, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2021 · Amount on Record |
| Deed Sale | Dec 06, 2021 · Amount on Record |
| Prior Sale | Mar 13, 2015 · Amount on Record |
| Deed Document Number | 2021-0074494 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Dec 06, 2021 |
| Property Address | 5600 FIVE SPOT RD, POLLOCK PINES, CA 95726-9479 |
| Document Number | 0000074494 |
| Map Reference | MB E PG 87 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021-0074494 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5600 FIVE SPOT RD, POLLOCK PINES, CA 95726-9479 |
| Document Number | 0000074495 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 2021-0074495 |
| Name | THE GOLDEN ONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5600 FIVE SPOT RD, POLLOCK PINES, CA 95726-9479 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000038367 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 2020-0038367 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5600 FIVE SPOT RD, POLLOCK PINES, CA 95726-9479 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000021376 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 2018-0021376 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 04, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5600 FIVE SPOT RD, POLLOCK PINES, CA 95726-9479 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 5600 FIVE SPOT RD, POLLOCK PINES, CA 95726-9479 |
| Document Number | 0000072113 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020-0072113 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5600 FIVE SPOT RD, POLLOCK PINES, CA 95726-9479 |
| Document Number | 0000050445 |
| Instrument Date | Nov 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5600 FIVE SPOT RD POLLOCK PINES CA 957269479, POLLOCK PINES, CA 95726-9479 |
| Document Number | 0000050445 |
|---|---|
| Date | Nov 09, 2017 |
| Instrument | 50445 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2047 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,136.00 (+4.2%) | $477,542 (+4.04%) Land $85,957 Building $391,585 |
| 2023 | $4,929.00 (+1.48%) | $459,000 Land $82,620 Building $376,380 |
| 2022 | $4,857.00 |
Source: FEMA National Flood Hazard Layer as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Extreme above 97.8% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon.
Based on FCC filings for 57 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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