5561 Five Spot Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 5561 Five Spot Rd, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,034 sqft · built 2004
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Mar 2022)
Tax Bill	$6,479 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-403-002-000`

Property Details

APN / Parcel Number

Primary APN	`077-403-002-000`
Alternative APN	`0774030210`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	93,218 sqft (2.14 acres)
Terrain	Gentle Slope
View / Lot	Good
Parking Spaces	2 Parking Spaces
Patio Area	2,034 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	0774030210
Street Address	5561 FIVE SPOT RD
City	POLLOCK PINES
State	CA
Zip	95726-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 32 SIERRA SPGS 21
Legal Subdivision	SIERRA SPGS 21
Legal Lot Number	32
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1004
Census Tract	31406

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3900 LENNANE DR STE 210, 210, SACRAMENTO, CA 95834-2989
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
Sep 4, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	2022-0013274
Record Updated	Jun 8, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 22, 2022
Property Address	5561 FIVE SPOT RD, POLLOCK PINES, CA 95726-9431
Document Number	0000013274
Map Reference	MB E MAP 87
Instrument Date	Mar 16, 2022
Instrument	2022-0013274
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561 FIVE SPOT RD, POLLOCK PINES, CA 95726-9431

Mortgage

Document Number	0000013275
Date	Mar 22, 2022
Instrument	2022-0013275

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5561 FIVE SPOT RD, POLLOCK PINES, CA 95726-9431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561 FIVE SPOT RD, POLLOCK PINES, CA 95726-9431

Mortgage

Document Number	0000002650
Date	Jan 14, 2021
Instrument	2021-0002650

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 4, 2018
Property Address	5561 FIVE SPOT RD, POLLOCK PINES, CA 95726-9431
Document Number	0000034606
Instrument Date	Aug 30, 2018
Instrument	34606
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$467.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5561 FIVE SPOT RD POLLOCK PINES CA 957269431, POLLOCK PINES, CA 95726-9431

Mortgage

Document Number	34607
Date	Sep 4, 2018
Instrument	34607

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,479.00 (+4.21%)	$604,887 (+4.04%) Land $109,304 Building $495,583
2023	$6,217.00 (+28.9%)	$581,400 Land $105,060 Building $476,340
2022	$4,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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