560 White Oak Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 560 White Oak Dr, Murphy, NC 28906 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,766 sqft · built 1995
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$147,000 (May 2018)
Tax Bill$1,097 (2025)
Deeds & MortgagesSep 2019 Mortgage
May 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN453004539957000

Property Details

APN / Parcel Number

Primary APN453004539957000
Alternative APNs
  • 50513
  • 63915

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,766 sqft Heated Area
Gross Area2,526 sqft
1st Floor Area1,766 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions158 ft deep x 176 ft wide
TerrainMountain
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area36 sqft
Deck Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number63915
Street Address560 WHITE OAK DR
CityMURPHY
StateNC
Zip28906-7670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 BRYER BROOK SUB 1622/936
Legal SubdivisionBRYER BROOK SUB
Legal Lot Number31
JurisdictionCHEROKEE NC
Township / Civil DivisionHOTHOUSE
Census Block Group1
Census Block1002
Census Tract930605

Owner

Source: Cherokee County records · APN 453004539957000

Assessment roll updated October 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address560 WHITE OAK DR, MURPHY, NC 28906-7670
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2019Special Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP
May 21, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2018 · Amount on Record
Deed SaleMay 21, 2018 · Amount on Record
Prior SaleJan 09, 2007 · Amount on Record
Deed Document Number20182426
Deed Book / Page1587 / 731
Last Transfer DateOct 18, 2024
Transfer Doc01766/1464
Record UpdatedSep 20, 2026

September 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 06, 2019
Property Address560 WHITE OAK DR, MURPHY, NC 28906-7670
Document Number01622/0936
Book / Page01622 / 0936
Map ReferenceCAB B SL 47
Instrument DateSep 04, 2019
Instrument04174
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address70132ND STREET, BRADENTON, FL 34208

Mortgage

Document Number0000004175
DateSep 06, 2019
Instrument04175
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHEROKEE NC
Recording DateMay 21, 2018
Property Address560 WHITE OAK DR, MURPHY, NC 28906-7670
Document Number01587/0731
Book / Page01587 / 0731
Map ReferenceCAB B SL 47
Instrument DateApr 17, 2018
Instrument02426
Transaction TypeForeclosure
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,097.00$144,600 (-)$144,600 (-) Land $15,000 Building $129,600
2023$144,600$144,600 Land $15,000 Building $129,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 67% of the US · above 89% of North Carolina
Wildfire LikelihoodAbout 1 in 370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on White Oak Dr

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