125 White Oak Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 125 White Oak Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,428 sqft · built 2007
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Aug 2020)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`453004731990000`

Property Details

APN / Parcel Number

Primary APN	`453004731990000`
Alternative APN	`52597`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,428 sqft Heated Area
Upper Floors Area	1,564 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Lot Dimensions	400 ft deep x 314 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52597
Street Address	125 WHITE OAK DR
City	MURPHY
State	NC
Zip	28906-7620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BRYER BROOK SUB 1360/662
Legal Subdivision	BRYER BROOK SUB
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1002
Census Tract	930605

Owner

125 White Oak Dr is owned and occupied by an individual who bought it in August 2020.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	125 WHITE OAK DR, MURPHY, NC 28906-7620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Aug 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Jun 17, 2009 · Amount on File
Deed Document Number	4588
Deed Book / Page	1654 / 504
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	125 WHITE OAK DR, MURPHY, NC 28906-7620
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1677/1095
Date	Apr 13, 2021
Book Page	1677/1095
Instrument	2429

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 28, 2020
Property Address	125 WHITE OAK DR, MURPHY, NC 28906-7620
Document Number	1654/504
Book / Page	1654 / 504
Map Reference	CAB B SL 47
Instrument Date	Aug 14, 2020
Instrument	4588
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9290 ASPEN SHADOW ST, 9290, LAS VEGAS, NV 89178-5512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WHITE OAK DR, MURPHY, NC 28906-7620

Tax Assessment & Valuation

The 2025 property tax bill for 125 White Oak Dr was $2,117.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00	$290,300	$290,300 Land $10,000 Building $280,300
2023		$290,300	$290,300 Land $10,000 Building $280,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 White Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 White Oak Dr is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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