560 Spruce St, Camden, NJ 08103 Property Records

Camden County and Camden City property record for 560 Spruce St, Camden, NJ 08103

Property Summary

Property Type	Single Family Home
Details	1,262 sqft · built 1900
Lot Size	0.021 acres (902 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2026)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00309-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`08-00309-0000-00044`
Alternative APNs	`0801800000000044` `080030900044`

Interior

Building Area	1,262 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	902 sqft (0.021 acres)
Lot Dimensions	60 ft deep x 15 ft wide

Location & Zoning

Old Parcel Number	0801800000000044
Street Address	560 SPRUCE ST
City	CAMDEN
State	NJ
Zip	08103-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	309
Legal Lot Number	44
Jurisdiction	CAMDEN NJ
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1009
Census Tract	600400

Owner

Source: Camden County and Camden City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	560 SPRUCE ST, CAMDEN, NJ 08103-2131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage NFM LENDING
Oct 27, 2025	Deed, Transfer BRENNAN TITLE ABSTRACT LLC, BRENNAN TITLE ABSTRACT
Jul 18, 2018	Grant Deed, Transfer SURETY TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Oct 27, 2025 · Amount on Record
Deed Document Number	202646600
Deed Book / Page	13141 / 334
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jul 23, 2026
Property Address	560 SPRUCE ST, CAMDEN, NJ 08103-2131
Document Number	0000046600
Book / Page	13141 / 334
Instrument Date	Jul 8, 2026
Instrument	202646600
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	SPINNAKER ABSTRACT LIMITED, SPIRE ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21,210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	560 SPRUCE ST, CAMDEN, NJ 08103-2131

Mortgage

Document Number	0000046601,
Date	Jul 23, 2026
Instrument	202646601

Lender

Name	NFM LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	0000046602,
Date	Jul 23, 2026
Book Page	13141/355
Instrument	202646602

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Jul 8, 2031

Interest

Rate	6.52%
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 27, 2025
Property Address	560 SPRUCE ST, CAMDEN, NJ 08103-2131
Document Number	0000067580
Book / Page	12947 / 1880
Instrument Date	Oct 14, 2025
Instrument	2025067580
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	BRENNAN TITLE ABSTRACT LLC, BRENNAN TITLE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 RIVERSIDE AVE STE 400, 400, JACKSONVILLE, FL 32204-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 BURWOOD AVE, CAMDEN, NJ 08105-3039

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jul 18, 2018
Property Address	560 SPRUCE ST, CAMDEN, NJ 08103-2131
Document Number	0000050868
Book / Page	010928 / 000401
Instrument Date	May 21, 2018
Instrument	50868
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	SURETY TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$14.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 CARL MILLER BLVD CAMDEN NJ 081041464, CAMDEN, NJ 08104-1464

Tax Assessment & Valuation

Source: Camden County and Camden City assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Camden City
Unified School District	Camden City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,900 (-) Land $4,800 Building $26,100	$30,900 (-) Land $4,800 Building $26,100
2025	$1,139.00 (+4.11%)	$30,900 (-) Land $4,800 Building $26,100	$30,900 (-) Land $4,800 Building $26,100
2024	$1,094.00 (+5.39%)
2023		$30,900 Land $4,800 Building $26,100	$30,900 Land $4,800 Building $26,100
2022	$1,038.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMDEN serves 46,585 people · EPA ID NJ0408001
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Aug 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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