554 Spruce St, Camden, NJ 08103 Property Records

Camden County and Camden City property record for 554 Spruce St, Camden, NJ 08103

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1900
Lot Size	0.021 acres (915 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Sep 2023)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-00309-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`08-00309-0000-00041`
Alternative APNs	`0801800000000041` `080030900041`

Interior

Building Area	1,372 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	915 sqft (0.021 acres)
Lot Dimensions	61 ft deep x 15 ft wide

Location & Zoning

Old Parcel Number	0801800000000041
Street Address	554 SPRUCE ST
City	CAMDEN
State	NJ
Zip	08103-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FACILITY NAME: CHURCH PROPERTY
Legal Block	309
Legal Lot Number	41
Jurisdiction	CAMDEN NJ
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1009
Census Tract	600400

Owner

554 Spruce St is owned and occupied by an individual who bought it in September 2023.

Source: Camden County and Camden City records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	554 SPRUCE ST, CAMDEN, NJ 08103-2131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed, Transfer SURE TITLE COMPANY LLC, SURETY TITLE COMPANY LLC
May 30, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Sep 29, 2000 · Amount on File
Deed Document Number	202358453
Deed Book / Page	12432 / 1342
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Sep 19, 2023
Property Address	554 SPRUCE ST, CAMDEN, NJ 08103-2131
Document Number	0000058453
Book / Page	12432 / 1342
Instrument Date	Aug 30, 2023
Instrument	2023058453
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	SURE TITLE COMPANY LLC, SURETY TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	533 SPRUCE ST, CAMDEN, NJ 08103-2135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 SPRUCE ST, CAMDEN, NJ 08103-2131

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	554 SPRUCE ST, CAMDEN, NJ 08103-2131
Document Number	0000042517
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	554 SPRUCE ST CAMDEN NJ 081032131, CAMDEN, NJ 08103-2131

Mortgage

Document Number	0000042517
Date	Jun 18, 2018
Book Page	010905/001950
Instrument	42517

Lender

Name	BRANCH BK&TR
Type	Bank
Address	MOORESTOWN, NJ 08057

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 554 Spruce St was $1,206, up 4.1% from the year before.

Source: Camden County and Camden City assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Camden City
Unified School District	Camden City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,700 (-) Land $4,800 Building $27,900	$32,700 (-) Land $4,800 Building $27,900
2025	$1,206.00 (+4.15%)	$32,700 Land $4,800 Building $27,900	$32,700 Land $4,800 Building $27,900
2024	$1,158.00
2023		$32,700 (-) Land $4,800 Building $27,900	$32,700 (-) Land $4,800 Building $27,900
2022		$32,700 Land $4,800 Building $27,900	$32,700 Land $4,800 Building $27,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 554 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 554 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMDEN serves 46,585 people · EPA ID NJ0408001
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Aug 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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