560 River St, Madison, OH 44057 Property Records

Lake County property record for 560 River St, Madison, OH 44057

Property Summary

Property Type	Service Station (Full Service)
Details	6,872 sqft · built 2022
Lot Size	8.79 acres (383,180 sqft)
Owner	Company Name on File
Last Sale	$800,000 (Nov 2021)
Tax Bill	$39,781 (2023)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-A-002-0-00-009-0`

Property Details

APN / Parcel Number

Primary APN	`02-A-002-0-00-009-0`
Alternative APN	`2`

Interior

Stories	1 Story
Building Area	6,872 sqft Gross Area
1st Floor Area	6,872 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	383,180 sqft (8.79 acres)
View / Lot	Central Business
Shed	1 Shed
Shed Area	104 sqft
Canopy	7,868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	560 RIVER ST
City	MADISON
State	OH
Zip	44057-9530
Property Category	Commercial
Property Type	Commercial > Retail > Service Station (Full Service)
Local Zoning Code	HWBUS
Legal Description	LOT 1 TRACT 9
Legal Subdivision	MADISON TOWNSHIP 09
Legal Tract	9
Legal Block	1
Legal Lot Number	1
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1010
Census Tract	206100

Owner

560 River St, a commercial property, is owned by a company that bought it in November 2021.

Source: Lake County records, as of February 18, 2026

Owner of Record	Company Name on File
Mailing Address	5700 6TH AVE, ALTOONA, PA 16602-1111
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Nov 4, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit ERIEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Dec 6, 1994 · Amount on File
Deed Document Number	202139158
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	560 RIVER ST, MADISON, OH 44057-9530
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019541
Date	Jun 8, 2021
Instrument	2021R019541

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 4, 2021
Property Address	560 RIVER ST, MADISON, OH 44057-9530
Document Number	0000039158
Instrument Date	Oct 21, 2021
Instrument	2021R039158
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5700 6TH AVE, ALTOONA, PA 16602-1111
Investor	Possibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	560 RIVER ST, MADISON, OH 44057-9530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023622
Date	Sep 27, 2019
Instrument	2019R023622

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	560 RIVER ST, MADISON, OH 44057-9530
Document Number	0000006369
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5801 SOUTH RDG W MADISON OH 44057, MADISON, OH 44057

Mortgage

Document Number	0000006369
Date	Mar 13, 2017
Instrument	6369

Lender

Name	ERIEBANK
Type	Bank
Address	MENTOR, OH 44060

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Municipality	Madison Village
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$516,910 Land $128,610 Building $388,300	$1,476,900 Land $367,460 Building $1,109,440
2023	$39,781.00 (+970.53%) Homeowner's exemption	$386,420 (+741.69%) Land $61,880 Building $324,540
2022	$3,716.00	$45,910 Land $14,030 Building $31,880
2021			$1,104,050 Land $176,790 Building $927,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 560 River St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1986–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 560 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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