Lake County property record for 478 River St, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1960 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $5,287 (2023) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-A-009-0-00-001-0 |
| Primary APN | 02-A-009-0-00-001-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 230 ft deep x 83 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 482 sqft |
| Deck Area | 144 sqft |
| Patio Area | 112 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 4 |
|---|---|
| Street Address | 478 RIVER ST |
| City | MADISON |
| State | OH |
| Zip | 44057-9566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 95 TRACT 1 |
| Legal Subdivision | HARVEYS SURV |
| Legal Tract | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 206100 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 478 RIVER ST, MADISON, OH 44057-9566 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 2, 2007 |
| Transfer Doc | 0000000076 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 478 RIVER ST, MADISON, OH 44057-9566 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 478 RIVER ST, MADISON, OH 44057-9566 |
| Document Number | 0000042430 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021R042430 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,287.00 (+79.4%) Homeowner's exemption | $51,360 (-) Land $8,320 Building $43,040 | |
| 2022 | $2,947.00 Homeowner's exemption | $51,360 Land $8,320 Building $43,040 | |
| 2021 | $146,720 Land $23,760 Building $122,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1986–2023) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum, T-Mobile, Verizon.
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