560 Ray St, Pea Ridge, AR 72751 Property Records

Benton County property record for 560 Ray St, Pea Ridge, AR 72751

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,175 sqft · built 2021
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$410,000 (Apr 2025)
Tax Bill	$4,937 (2026)
Deeds & Mortgages	Jun 2024 Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02234-000`

Property Details

APN / Parcel Number

Primary APN	`13-02234-000`
Alternative APNs	`136549.0` `136549`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,175 sqft Living Area
Gross Area	2,815 sqft
1st Floor Area	2,175 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	640 sqft
Driveway	Concrete Driveway
Driveway Area	1,110 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	560 RAY ST
City	PEA RIDGE
State	AR
Zip	72751-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2005-31 01/04/05
Legal Range	29
Legal Township	21
Legal Section	31
Legal Subdivision	BATTLEFIELD ESTATES-PEA RIDGE
Legal Lot Number	75
Jurisdiction	BENTON AR
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	20103

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	560 RAY ST, PEA RIDGE, AR 72751-2953
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2024	Deed of Trust, Mortgage · Closed-End Mortgage ANSTAFF BANK NA
Oct 22, 2025	Intrafamily Transfer, Transfer
Apr 3, 2025	Deed, Transfer · Conventional Mortgage BOKF NA
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	202517737
Last Transfer Date	Oct 22, 2025
Transfer Doc	L202559677
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	560 RAY ST, PEA RIDGE, AR 72751-2953
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 RAY ST, PEA RIDGE, AR 72751-2953

Mortgage

Document Number	L202428420
Date	Jun 3, 2024
Instrument	L202428420

Lender

Name	ANSTAFF BANK NA
Type	Bank
Address	100 FIRST NATIONAL AVE, GREEN FOREST, AR 72638

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 28, 2025

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON AR
Recording Date	Oct 22, 2025
Property Address	560 RAY ST, PEA RIDGE, AR 72751-2953
Document Number	L202559677
Instrument Date	Oct 22, 2025
Instrument	L202559677
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 RAY ST, PEA RIDGE, AR 72751-2953

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON AR
Recording Date	Apr 3, 2025
Property Address	560 RAY ST, PEA RIDGE, AR 72751-2953
Document Number	L202517737
Map Reference	REC 2005 PG 31
Instrument Date	Mar 27, 2025
Instrument	L202517737
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1943 NIX TRL, HARRISON, AR 72601-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 RAY ST, PEA RIDGE, AR 72751-2953

Mortgage

Document Number	L202517738
Date	Apr 3, 2025
Instrument	L202517738

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jul 23, 2021
Property Address	560 RAY ST, PEA RIDGE, AR 72751-2953
Document Number	0000055162
Map Reference	MB 2005 PG 31
Instrument Date	Jul 20, 2021
Instrument	2021055162
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	NOT AVAILABLE, WACO TITLE AS AGENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,227.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 RAY ST, PEA RIDGE, AR 72751-2953

Mortgage

Document Number	0000055163
Date	Jul 23, 2021
Instrument	2021055163

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Pea Ridge City
Unified School District	Pea Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,937.00 (+47.33%)	$86,328 (-) Land $6,400 Building $79,928	$431,640 (-) Land $32,000 Building $399,640
2025	$3,351.00 (+7.23%)	$86,328 (+57.19%) Land $6,400 Building $79,928	$431,640 (-) Land $32,000 Building $399,640
2024			$431,640 (+57.19%) Land $32,000 Building $399,640
2023	$3,125.00 Homeowner's exemption	$54,921 Land $5,600 Building $49,321	$274,605 Land $28,000 Building $246,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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