560 Pacific St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 560 Pacific St, Morro Bay, CA 93442

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,951 sqft · built 1953
Lot Size	0.134 acres (5,845 sqft)
Owner	Company Name on Record
Last Sale	$630,000 (May 2005)
Tax Bill	$10,280 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`066-124-024`

Property Details

APN / Parcel Number

Primary APN	`066-124-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,951 sqft Living Area
1st Floor Area	1,951 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Family
Construction Type	Masonry / Concrete Block
Lot Area	5,845 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	560 PACIFIC ST
City	MORRO BAY
State	CA
Zip	93442-2238
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R4
Legal Description	CY MB TN MORRO BL 23 PTN LT 1 & 2
Legal Subdivision	MORRO
Legal Block	23
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1009
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	415 MONTEREY AVE, MORRO BAY, CA 93442-2531
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC
Apr 2, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2005 · Amount on Record
Deed Sale	May 13, 2005 · Amount on Record
Prior Sale	Oct 8, 2004 · Amount on Record
Deed Document Number	200539296
Prior Transfer Date	Oct 23, 1996
Prior Transfer Doc	0000054710
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 2, 2021
Property Address	560 PACIFIC ST, MORRO BAY, CA 93442-2238
Document Number	0000025129
Map Reference	MB 2 PG 11
Instrument Date	Mar 29, 2021
Instrument	2021025129
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	415 MONTEREY AVE, MORRO BAY, CA 93442-2531

Mortgage

Document Number	0000025130
Date	Apr 2, 2021
Instrument	2021025130

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 2, 2021
Property Address	560 PACIFIC ST, MORRO BAY, CA 93442-2238
Document Number	0000025131
Map Reference	MB 2 PG 11
Instrument Date	Mar 29, 2021
Instrument	2021025131
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$951,326 (+2%) Land $604,251 Building $347,075
2025	$10,280.00 (+3.61%)	$932,673 (+4.04%) Land $592,403 Building $340,270
2023	$9,922.00 (+6.69%)	$896,458 Land $569,400 Building $327,058
2022	$9,300.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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