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560 Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 560 Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,776 sqft · built 1962
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Aug 2021)
Tax Bill$5,250 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN432601 68.6-1-11

Property Details

APN / Parcel Number

Primary APN432601 68.6-1-11
Alternative APNs
  • 260106800600010110000000
  • 431A101041

Interior

Stories2 Stories
Building Area3,776 sqft Gross Area
Basement Area1,872 sqft
Unfinished Basement1,872 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions124 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling SystemPartial
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A101041
Street Address560 MAIN ST
CityCOBLESKILL
StateNY
Zip12043-4101
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionWOOD BLDG
Legal Block1
Legal Lot Number11.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5016
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.6-1-11

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address560 MAIN ST, COBLESKILL, NY 12043-4101
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
THE NATIONAL BANK OF COXSACKIE
Oct 17, 2017Deed of Trust, Mortgage
SCHOHARIE COUNTY OF

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2021 · Amount on Record
Deed SaleAug 27, 2021 · Amount on Record
Prior SaleDec 16, 2014 · Amount on Record
Deed Document Number2021795163
Deed Book / Page1145 / 218
Prior Transfer DateDec 07, 2016
Prior Transfer Doc0000001035/000000008
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateAug 27, 2021
Property Address560 MAIN ST, COBLESKILL, NY 12043-4101
Document Number1145/218
Book / Page1145 / 218
Instrument DateAug 25, 2021
Instrument795163
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address317 HUBB SHUTTS RD, COBLESKILL, NY 12043-6016

Mortgage

Document Number795164
DateAug 27, 2021
Instrument795164
Lender
NameTHE NATIONAL BANK OF COXSACKIE
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate3.88%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address560 MAIN ST, COBLESKILL, NY 12043-4101
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001777/0000000275
DateOct 17, 2017
Book Page0000001777/0000000275
Instrument000000726796
Lender
NameSCHOHARIE COUNTY OF
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,250.00 (-0.68%)$90,000 (-) Land $5,700 Building $84,300$183,673 (+16.33%) Land $11,633 Building $172,040
2023$90,000 Land $5,700 Building $84,300$157,895 Land $10,000 Building $147,895
2020$5,286.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013, other causes
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: The Middleburgh Telephone Company, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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