560 E 2nd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 560 E 2nd St, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1958
Lot Size	0.379 acres (16,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,500 (Apr 2026)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-5CF-1900-0010`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CF-1900-0010`
Alternative APN	`2132215CF19000010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,823 sqft
1st Floor Area	1,614 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	100 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	879 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	456 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	560 E 2ND ST
City	CHULUOTA
State	FL
Zip	32766-8962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 1 + 2 BLK 19 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	NORTH CHULUOTA
Legal Tract	5CF
Legal Block	19
Legal Lot Number	1,2
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2005
Census Tract	21205

Owner

Source: Seminole County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	560 E 2ND ST, CHULUOTA, FL 32766-8962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE COMPANY
Oct 9, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Oct 9, 2025 · Amount on Record
Deed Document Number	202635758
Deed Book / Page	11017 / 423
Prior Transfer Date	Apr 3, 2003
Prior Transfer Doc	0000061234
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 13, 2026
Property Address	560 E 2ND ST, CHULUOTA, FL 32766-8962
Document Number	0000035758
Book / Page	11017 / 423
Instrument Date	Apr 7, 2026
Instrument	2026.35758
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262,650.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 E 2ND ST, CHULUOTA, FL 32766-8962

Mortgage

Document Number	0000035759,
Date	Apr 13, 2026
Book Page	11017/425
Instrument	2026.35759

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 9, 2025
Property Address	560 E 2ND ST, CHULUOTA, FL 32766-8962
Document Number	0109130274
Book / Page	10913 / 274
Map Reference	MB 2 PG 54-58
Instrument Date	Oct 6, 2025
Instrument	2025100495
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20221 SUGARLOAF MOUNTAIN RD, CLERMONT, FL 34715-9008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 WELLESLY ST, OVIEDO, FL 32765-4418

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,284.00 (+6.47%)	$110,682 (+2.9%)	$306,691 (+3.9%) Land $162,360 Building $144,331
2024	$1,206.00 (+2.9%) Homeowner's exemption	$107,563 (+3%)	$295,193 (+13.33%) Land $148,830 Building $146,363
2023	$1,172.00 (+3.35%) Homeowner's exemption	$104,430 (+3%)	$260,479 (-2.01%) Land $121,770 Building $138,709
2022	$1,134.00 Homeowner's exemption	$101,388	$265,813 Land $128,535 Building $137,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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