550 E 2nd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 550 E 2nd St, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,529 sqft · built 1958
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Nov 2016)
Tax Bill$3,671 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-5CF-1900-0030

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-1900-0030

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,529 sqft Living Area
1st Floor Area816 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Exterior Amenities

PorchPorch
Porch Area48 sqft
Patio Area1 sqft
Pole Barn192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address550 E 2ND ST
CityCHULUOTA
StateFL
Zip32766-8962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 19 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Block19
Legal Lot Number3
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2005
Census Tract21205

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address132 BIG OAK BND, CHULUOTA, FL 32766-9588
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2016 · Amount on Record
Deed SaleNov 30, 2016 · Amount on Record
Prior SaleAug 25, 2000 · Amount on Record
Deed Document Number2016123781
Deed Book / Page08813 / 1717
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address550 E 2ND ST, CHULUOTA, FL 32766-8962
Document Number0092530430
Instrument DateNov 15, 2018
Transaction TypeMortgage
Record UpdatedDec 14, 2018
Title CompanyOSCEOLA TITLE INSURANCE AGENCY INC, OSCEOLA TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address132 BIG OAK BND CHULUOTA FL 327669588, CHULUOTA, FL 32766-9588

Mortgage

Document Number0092530430
DateNov 21, 2018
Book Page009253/000430
Instrument132620
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressSAINT CLOUD, FL 37441
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueNov 20, 2023
Interest
Rate TypeFixed Rate
Rate10%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,671.00 (+15.44%)$265,088 (+14.2%)$265,088 (+14.2%) Land $92,700 Building $172,388
2023$3,180.00 (+5.89%)$232,135 (+4.02%)$232,135 (-0.98%) Land $69,525 Building $162,610
2022$3,003.00$223,172$234,436 Land $73,388 Building $161,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

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