560 Co Rd 848, Mentone, AL 35984 Property Records

Cherokee County property record for 560 Co Rd 848, Mentone, AL 35984

Property Summary

Property Type	Single Family Home
Details	1,969 sqft · built 1996
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Nov 2023)
Tax Bill	$1,558 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-01-09-29-0-000-003.002`

Property Details

APN / Parcel Number

Primary APN	`13-01-09-29-0-000-003.002`
Alternative APNs	`ALT APN:0109290000003002` `218560` `20723`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,969 sqft Living Area
1st Floor Area	1,612 sqft
Upper Floors Area	357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Mixed
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	102 sqft

Location & Zoning

Account Number	218560
Street Address	560 COUNTY ROAD 848
City	MENTONE
State	AL
Zip	35984-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, LAURAWOOD SD, PB 10 PG 2
Legal Range	11E
Legal Township	06S
Legal Section	29
Legal Subdivision	LAURAWOOD SD
Legal Lot Number	6
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1005
Census Tract	955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	560 COUNTY ROAD 848, MENTONE, AL 35984-6117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Nov 15, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Nov 26, 2007 · Amount on Record
Deed Document Number	2023231444
Prior Transfer Date	Apr 11, 2008
Prior Transfer Doc	0000153714
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	560 COUNTY ROAD 848, MENTONE, AL 35984-6117
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226627
Date	Oct 13, 2022
Instrument	226627

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	Other
Max Rate	11.5%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 15, 2023
Property Address	560 COUNTY ROAD 848, MENTONE, AL 35984-6117
Document Number	0000231444
Map Reference	MB 10 PG 2
Instrument Date	Nov 3, 2023
Instrument	231444
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 COUNTY ROAD 848, MENTONE, AL 35984-6117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	560 COUNTY ROAD 848, MENTONE, AL 35984-6117

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,558.00 (+7.23%)
2025	$1,453.00 (-49.3%) Homeowner's exemption	$35,880 (-47.42%) Land $3,420 Building $32,460	$358,800 (+5.16%) Land $34,200 Building $324,600
2024	$2,866.00	$68,240 (+169.3%) Land $6,000 Building $62,240	$341,200 (+34.65%) Land $30,000 Building $311,200
2023	Additional exemption filed	$25,340 (+0.96%)	$253,400 (+1%) Land $30,000 Building $223,400
2022	Additional exemption filed	$25,100 Land $2,760 Building $22,340	$250,900 Land $27,500 Building $223,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, Killians Electronics.

Cell Coverage

5G (outdoors only) and 4G LTE

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