540 Co Rd 848, Mentone, AL 35984 Property Records

Cherokee County property record for 540 Co Rd 848, Mentone, AL 35984

Property Summary

Property Type	Single Family Home
Details	1,764 sqft · built 1992
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Jun 2020)
Tax Bill	$727 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01-09-30-0-000-001.012`

Property Details

APN / Parcel Number

Primary APN	`13-01-09-30-0-000-001.012`
Alternative APNs	`ALT APN:0109300000001012` `209958`

Interior

Stories	2 Stories
Building Area	1,764 sqft Living Area
Upper Floors Area	588 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	85,813 sqft (1.97 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	422 sqft

Location & Zoning

Account Number	209958
Street Address	540 COUNTY ROAD 848
City	MENTONE
State	AL
Zip	35984-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT LOT 5, LAURAWOOD SD, PB 10 PG 2
Legal Subdivision	LAURAWOOD SD
Legal Lot Number	5
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1005
Census Tract	955702

Owner

540 Co Rd 848 is owned and occupied by an individual who bought it in June 2020.

Source: Cherokee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	540 COUNTY ROAD 848, MENTONE, AL 35984-6117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Deed Document Number	212720
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 26, 2020
Property Address	540 COUNTY ROAD 848, MENTONE, AL 35984-6117
Document Number	0000212720
Map Reference	PB 10 PG 1
Instrument Date	Jun 26, 2020
Instrument	212720
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 MILL RUN CIR, HOOVER, AL 35226-1839

Mortgage

Document Number	212721
Date	Jun 26, 2020
Instrument	212721

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 26, 2020
Property Address	540 COUNTY ROAD 848, MENTONE, AL 35984-6117
Document Number	0000212720
Map Reference	PB 10 PG 1
Instrument Date	Jun 26, 2020
Instrument	212720
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 MILL RUN CIR, HOOVER, AL 35226-1839

Mortgage

Document Number	0000212721
Date	Jun 26, 2020
Instrument	212721

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 540 Co Rd 848 was $727, up 1.3% from the year before.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00 (+1.25%)	$17,320 (+1.29%) Land $1,720 Building $15,600	$173,100 (+1.23%) Land $17,100 Building $156,000
2024	$718.00	$17,100 (-) Land $1,500 Building $15,600	$171,000 (-) Land $15,000 Building $156,000
2023	$718.00 (-3.88%)	$17,100 (-3.93%)	$171,000 (-3.93%) Land $15,000 Building $156,000
2022	$747.00	$17,800 Land $2,200 Building $15,600	$178,000 Land $22,000 Building $156,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Co Rd 848 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Co Rd 848 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, Killians Electronics.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 848

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures