560 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 560 Co Rd 40, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,630 sqft · built 2014
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Nov 2025)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Nov 2025 Transfer Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-28-0-000-065.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-28-0-000-065.000`
Alternative APNs	`ALT APN:1308280000065000` `23818`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,534 sqft
Upper Floors Area	96 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft

Location & Zoning

Account Number	23818
Street Address	560 COUNTY ROAD 40
City	CENTRE
State	AL
Zip	35960-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, E.S. YOUNG SD # 1, PB 5 PG 36
Legal Range	10E
Legal Township	10S
Legal Section	28
Legal Subdivision	E S YOUNG SUBDIVISION 1
Legal Lot Number	4
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3009
Census Tract	956102

Owner

Source: Cherokee County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	560 COUNTY ROAD 40, CENTRE, AL 35960-8205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Correction Deed
Aug 12, 2025	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Aug 12, 2025 · Amount on Record
Deed Document Number	2025241246
Prior Transfer Date	Nov 7, 2025
Prior Transfer Doc	0000241246
Record Updated	Sep 20, 2026

November 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 12, 2025
Property Address	560 COUNTY ROAD 40, CENTRE, AL 35960-8205
Document Number	0000241246
Map Reference	MB 5 PG 36
Instrument Date	Nov 1, 2025
Instrument	241246
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 BULLOCK LN, MARIETTA, GA 30064-1505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 COUNTY ROAD 40, CENTRE, AL 35960-8205

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 12, 2025
Property Address	560 COUNTY ROAD 40, CENTRE, AL 35960-8205
Document Number	0000239895
Map Reference	MB 5 PG 36
Instrument Date	Aug 8, 2025
Instrument	239895
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 BULLOCK LN, MARIETTA, GA 30064-1505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 COUNTY ROAD 40, CENTRE, AL 35960-8205

Mortgage

Document Number	0000239896
Date	Aug 12, 2025
Instrument	239896

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 (+5.14%)	$65,360 (+3.71%) Land $25,200 Building $40,160	$331,300 (+5.14%) Land $126,000 Building $205,300
2024	$2,646.00	$63,020 (-) Land $22,500 Building $40,520	$315,100 (-) Land $112,500 Building $202,600
2023	$2,646.00	$63,020 (-)	$315,100 (-) Land $112,500 Building $202,600
2022	$2,646.00	$63,020 Land $22,500 Building $40,520	$315,100 Land $112,500 Building $202,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY WATER & SEWER AUTHORITY serves 11,013 people · EPA ID AL0000189
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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