548 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 548 Co Rd 40, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 1967
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$171,600 (Jul 2018)
Tax Bill	$969 (2026)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-28-0-000-064.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-28-0-000-064.000`
Alternative APNs	`ALT APN:1308280000064000` `205939`

Interior

Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	205939
Street Address	548 COUNTY ROAD 40
City	CENTRE
State	AL
Zip	35960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, E S YOUNG S/D # 1, PB 5/36
Legal Range	10E
Legal Township	10S
Legal Section	28
Legal Subdivision	E S YOUNG SUB 1
Legal Lot Number	5
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3009
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 VALLEY GROVE RD, CEDARTOWN, GA 30125-4304
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	2018203664
Prior Transfer Date	Jul 27, 2018
Prior Transfer Doc	0000203664
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 30, 2018
Property Address	548 COUNTY ROAD 40, CENTRE, AL 35960-8205
Document Number	0000203664
Map Reference	PB 5 PG 36
Instrument Date	Jul 27, 2018
Instrument	203664
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 VALLEY GROVE RD, CEDARTOWN, GA 30125-4304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 VALLEY GROVE RD, CEDARTOWN, GA 30125-4304

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$969.00 (+6.95%)
2025	$906.00 (+6.59%)	$17,260 (+8.42%) Land $12,600 Building $4,660	$215,700 (+6.68%) Land $126,000 Building $89,700
2024	$850.00	$15,920 (-21.34%) Land $11,260 Building $4,660	$202,200 (-) Land $112,500 Building $89,700
2023	$850.00	$20,240 (+29.91%)	$202,200 (-) Land $112,500 Building $89,700
2022	$850.00	$15,580 Land $11,260 Building $4,320	$202,200 Land $112,500 Building $89,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY WATER & SEWER AUTHORITY serves 11,013 people · EPA ID AL0000189
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 40

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