560 1st St E, Unit A, Horace, ND 58047 Property Records

Cass County property record for 560 1st St E, Unit A, Horace, ND 58047

Property Summary

Property Type	Commercial
Details	10,080 sqft · built 2015
Lot Size	0.831 acres (36,222 sqft)
Owner	Company Name on Record
Tax Bill	$13,940 (2025)
Deeds & Mortgages	May 2017 Construction Loan Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0770-00050-010`

Property Details

APN / Parcel Number

Primary APN	`15-0770-00050-010`

Interior

Building Area	10,080 sqft Gross Area
1st Floor Area	5,280 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	36,222 sqft (0.831 acres)
Total Buildings	3 Buildings

Location & Zoning

Street Address	560 1ST ST E, A
City	HORACE
State	ND
Zip	58047-4537
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT: 5 BLOCK: 1 ADDITION: RUDS SECOND ADDITION ADDITIONAL: RUD'S 2ND ADDN LT 4 BLK 1 LESS THE S 90' OF LT 4 AS MEAS PARA TO
Legal Subdivision	SECOND
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2010
Census Tract	40503

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	590 1ST ST E, HORACE, ND 58047-4531
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Construction Mortgage RAMSEY NATIONAL BANK
Aug 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage RAMSEY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	560 1ST ST E UNIT A, A, HORACE, ND 58047-4537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001508391
Date	May 1, 2017
Instrument	1508391

Lender

Name	RAMSEY NATIONAL BANK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	247 Months
Due	Dec 30, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	560 1ST ST E UNIT A, A, HORACE, ND 58047-4537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001544266
Date	Aug 8, 2018
Instrument	1544266

Lender

Name	RAMSEY NATIONAL BANK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 15, 2025

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,940.00 (+20.05%)	$411,900 (+6.6%) Land $55,700 Building $356,200	$823,800 (+6.6%) Land $111,400 Building $712,400
2023	$11,612.00	$386,400 Land $55,700 Building $330,700	$772,800 Land $111,400 Building $661,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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