Cass County property record for 490 1st St E, Unit A, Horace, ND 58047
| Property Type | Commercial |
|---|---|
| Details | 6,144 sqft · built 2015 |
| Lot Size | 0.967 acres (42,143 sqft) |
| Owner | Company Name on File |
| Tax Bill | $22,851 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0770-00020-050 |
| Primary APN | 15-0770-00020-050 |
|---|---|
| Alternative APN |
|
| Building Area | 6,144 sqft Gross Area |
|---|---|
| 1st Floor Area | 6,144 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 42,143 sqft (0.967 acres) |
| Total Buildings | 3 Buildings |
| Street Address | 490 1ST ST E, A |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-4530 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT: 1 BLOCK: 1 ADDITION: RUDS SECOND ADDITION ADDITIONAL: RUD'S 2ND ADDN LT 1 BLK 1 LESS THE W 265' OF SD LT 1 LESS R/W AND |
| Legal Subdivision | UNPLATTED |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40503 |
Source: Cass County assessment roll, as of April 13, 2026
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| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 490 1ST ST E, A, HORACE, ND 58047-4530 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 490 1ST ST E UNIT A, A, HORACE, ND 58047-4530 |
| Document Number | 0001582502 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1488 SHAWNAS PL FARGO ND 581044020, FARGO, ND 58104-4020 |
| Document Number | 0001582502 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 1582502 |
| Name | BANK FORWARD |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 30, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,851.00 (+19.21%) | $700,900 (+6.82%) Land $114,150 Building $586,750 | $1,401,800 (+6.82%) Land $228,300 Building $1,173,500 |
| 2023 | $19,169.00 | $656,150 Land $114,150 Building $542,000 | $1,312,300 Land $228,300 Building $1,084,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483 |
|---|---|
| Water Source | Purchased surface water from CITY OF FARGO |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Sparklight Fiber | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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