56 Wisdom Ave, Providence, RI 02908 Property Records

Providence City property record for 56 Wisdom Ave, Providence, RI 02908

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,727 sqft · built 1910
Lot Size	0.079 acres (3,451 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Feb 2017)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Jul 2021 Refinance Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROV M:65 L:801`

Property Details

APN / Parcel Number

Primary APN	`PROV M:65 L:801`
Alternative APNs	`P:0650801 L:0000` `30874`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,727 sqft Living Area
Gross Area	5,537 sqft
1st Floor Area	1,374 sqft
Basement Area	1,374 sqft
Unfinished Basement	1,374 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,451 sqft (0.079 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	30874
Street Address	56 WISDOM AVE
City	PROVIDENCE
State	RI
Zip	02908-4534
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	801
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3006
Census Tract	2200

Owner

56 Wisdom Ave, a triplex, is owned and occupied by an individual who bought it in February 2017.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	56 WISDOM AVE, PROVIDENCE, RI 02908-4534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PROVINCE MORTGAGE ASSOCIATES INC
Feb 28, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Deed Document Number	2017165592
Deed Book / Page	11650 / 322
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	56 WISDOM AVE, PROVIDENCE, RI 02908-4534
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013230-263
Date	Jul 30, 2021
Book Page	13230/263
Instrument	2021294733

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Feb 28, 2017
Property Address	56 WISDOM AVE, PROVIDENCE, RI 02908-4534
Document Number	011650-322
Book / Page	11650 / 322
Instrument	165592
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116500324
Date	Feb 28, 2017
Instrument	11650/0324

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 56 Wisdom Ave was $4,424.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,424.00	$586,000 Land $111,200 Building $474,800
2023	$6,727.00 (+3.1%)	$366,600 (-) Land $67,500 Building $299,100
2022	$6,525.00	$366,600 Land $67,500 Building $299,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 56 Wisdom Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Wisdom Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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