48 Wisdom Ave, Providence, RI 02908 Property Records

Providence City property record for 48 Wisdom Ave, Providence, RI 02908

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,270 sqft · built 1918
Lot Size	0.08 acres (3,473 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2018)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Nov 2021 Refinance Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:65 L:799`

Property Details

APN / Parcel Number

Primary APN	`PROV M:65 L:799`
Alternative APNs	`P:0650799 L:0000` `30870`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,270 sqft Living Area
Gross Area	4,630 sqft
1st Floor Area	1,090 sqft
Basement Area	1,090 sqft
Unfinished Basement	1,090 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,473 sqft (0.08 acres)
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	30870
Street Address	48 WISDOM AVE
City	PROVIDENCE
State	RI
Zip	02908-4534
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-3
Legal Lot Number	799
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	3
Census Block	3006
Census Tract	2200

Owner

48 Wisdom Ave, a triplex, is owned and occupied by an individual who bought it in November 2018.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	48 WISDOM AVE, PROVIDENCE, RI 02908-4534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Jun 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP
Nov 28, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Prior Sale	Nov 24, 2015 · Amount on File
Deed Document Number	2018215082
Deed Book / Page	12221 / 262
Transfer Doc	10300-112
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	48 WISDOM AVE, PROVIDENCE, RI 02908-4534
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013376-127
Date	Nov 23, 2021
Book Page	13376/127
Instrument	2021305916

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	48 WISDOM AVE, PROVIDENCE, RI 02908-4534
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013333-85
Date	Oct 22, 2021
Book Page	13333/85
Instrument	2021302541

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	48 WISDOM AVE, PROVIDENCE, RI 02908-4534
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012755-288
Date	Jun 26, 2020
Book Page	12755/288
Instrument	2020258543

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Nov 28, 2018
Property Address	48 WISDOM AVE, PROVIDENCE, RI 02908-4534
Document Number	012221-262
Book / Page	12221 / 262
Instrument	215082
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122210265
Date	Nov 28, 2018
Instrument	12221/0265

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 48 Wisdom Ave was $3,977.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,977.00	$526,800 Land $111,300 Building $415,500
2023	$6,329.00 (+3.09%)	$344,900 (-) Land $67,600 Building $277,300
2022	$6,139.00	$344,900 Land $67,600 Building $277,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Wisdom Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Wisdom Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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