56 William St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 56 William St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,409 sqft · built 2000
Lot Size	0.747 acres (32,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Jun 2020)
Tax Bill	$24,086 (2025)
Deeds & Mortgages	Feb 2022 Refinance Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00069 B:00040 L:0000B`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00069 B:00040 L:0000B`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,409 sqft Living Area
Gross Area	8,463 sqft
Basement Area	2,524 sqft
Unfinished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,552 sqft (0.747 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	56 WILLIAM ST
City	ANDOVER
State	MA
Zip	01810-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	40
Legal Lot Number	B
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	4
Census Block	4006
Census Tract	254100

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56 WILLIAM ST, ANDOVER, MA 01810-2549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Sep 15, 2020	Deed of Trust, Mortgage · Balloon Mortgage USA ALLIANCE FEDERAL CREDIT UNION
Nov 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 19, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Apr 29, 2013 · Amount on Record
Deed Book / Page	16357 / 204
Last Transfer Date	Oct 27, 2020
Transfer Doc	16601-37
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	56 WILLIAM ST, ANDOVER, MA 01810-2549
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017330-121
Date	Feb 1, 2022
Book Page	17330/121
Instrument	2686

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	541 Months
Due	Mar 1, 2067

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	56 WILLIAM ST, ANDOVER, MA 01810-2549
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16492-159
Date	Sep 15, 2020
Book Page	16492/159
Instrument	24494

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Nov 12, 2020
Property Address	56 WILLIAM ST, ANDOVER, MA 01810-2549
Document Number	16601-37
Book / Page	016601 / 000037
Instrument Date	Oct 27, 2020
Instrument	31795
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	WILLIAM ST ANDOVER MA 01810, ANDOVER, MA 01810

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jun 19, 2020
Property Address	56 WILLIAM ST, ANDOVER, MA 01810-2549
Document Number	16357-204
Book / Page	16357 / 204
Instrument Date	Jun 1, 2020
Instrument	14992
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WILLIAM ST, ANDOVER, MA 01810-2549

Mortgage

Document Number	14993
Date	Jun 19, 2020
Instrument	14993

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,086.00 (+9.6%)	$1,928,400 (+13.02%) Land $966,200 Building $962,200	$1,639,605
2024	$21,976.00 (+4.18%)	$1,706,200 (+10.49%) Land $819,200 Building $887,000
2023	$21,094.00	$1,544,200 Land $737,900 Building $806,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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