52 William St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 52 William St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,087 sqft · built 2017
Lot Size	1.82 acres (79,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jun 2011)
Tax Bill	$25,634 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00069 B:00038 L:0000A`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00069 B:00038 L:0000A`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,087 sqft Living Area
Gross Area	6,527 sqft
Basement Area	1,554 sqft
Unfinished Basement	155 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	79,641 sqft (1.82 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	52 WILLIAM ST
City	ANDOVER
State	MA
Zip	01810-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Subdivision	ANDOVER
Legal Block	38
Legal Lot Number	A
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	4
Census Block	4006
Census Tract	254100

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 WILLIAM ST, ANDOVER, MA 01810-2549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 16, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
May 23, 2017	Deed of Trust, Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2011 · Amount on Record
Deed Sale	Jun 29, 2011 · Amount on Record
Prior Sale	Mar 4, 1994 · Amount on Record
Deed Document Number	20111
Deed Book / Page	12531 / 277
Last Transfer Date	Sep 19, 2022
Transfer Doc	017763-208
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	52 WILLIAM ST, ANDOVER, MA 01810-2549
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017595-136
Date	Oct 14, 2022
Book Page	17595/136
Instrument	24053

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jun 16, 2023
Property Address	52 WILLIAM ST, ANDOVER, MA 01810-2549
Document Number	017763-208
Book / Page	17763 / 208
Instrument Date	Sep 19, 2022
Instrument	9326
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 WILLIAM ST, ANDOVER, MA 01810-2549

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	52 WILLIAM ST, ANDOVER, MA 01810-2549
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017304-270
Date	Jan 10, 2022
Book Page	17304/270
Instrument	505

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	52 WILLIAM ST, ANDOVER, MA 01810-2549
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16905-61
Date	Apr 30, 2021
Book Page	16905/61
Instrument	14425

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	52 WILLIAM ST, ANDOVER, MA 01810-2549
Document Number	15089-1
Book / Page	015089 / 000001
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	15089-1
Date	May 23, 2017
Book Page	015089/000001
Instrument	12556

Lender

Name	ROCKLAND TR

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,634.00 (+7.58%)	$2,052,400 (+10.94%) Land $1,055,700 Building $996,700	$1,927,265
2024	$23,828.00 (+5.67%)	$1,850,000 (+12.07%) Land $896,100 Building $953,900
2023	$22,550.00	$1,650,800 Land $808,200 Building $842,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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