56 White Pine Cir, Fletcher, NC 28732 Property Records

Buncombe County property record for 56 White Pine Cir, Fletcher, NC 28732 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,966 sqft · built 1985
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jul 2018)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9664-60-6565-00000`

Property Details

APN / Parcel Number

Primary APN	`9664-60-6565-00000`
Alternative APN	`966419605487000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,966 sqft Living Area
1st Floor Area	1,966 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	760 sqft
Porch	Porch
Porch Area	406 sqft
Patio Area	2,600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	966419605487000
Street Address	56 WHITE PINE CIR
City	FLETCHER
State	NC
Zip	28732-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED DATE:07/12/2018 DEED:5682-1205 LOT:71 PLAT:0052-0065
Legal Subdivision	FLESHER LYLE D PROP
Legal Lot Number	71
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	4
Census Block	4014
Census Tract	3202

Owner

Source: Buncombe County records · APN 9664-60-6565-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 WHITE PINE CIR, FLETCHER, NC 28732-9462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 07, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	0056821205
Deed Book / Page	5682 / 1205
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 WHITE PINE CIR, FLETCHER, NC 28732-9462
Transaction Type	Mortgage
Record Updated	Feb 03, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WHITE PINE CIR, FLETCHER, NC 28732-9462

Mortgage

Document Number	0065610764
Date	Jan 23, 2026
Book Page	6561/764

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	56 WHITE PINE CIR, FLETCHER, NC 28732-9462
Document Number	0057020028
Instrument Date	Sep 07, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	56 WHITE PINE CIR FLETCHER NC 287329462, FLETCHER, NC 28732-9462

Mortgage

Document Number	0057020028
Date	Sep 13, 2018
Book Page	005702/000028

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 12, 2018
Property Address	56 WHITE PINE CIR, FLETCHER, NC 28732-9462
Document Number	0056821205
Book / Page	005682 / 001205
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	56 WHITE PINE CIR FLETCHER NC 287329462, FLETCHER, NC 28732-9462

Mortgage

Document Number	56821208
Date	Jul 12, 2018
Book Page	005682/001208

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (+8.18%)	$375,100 (-)
2023	$2,236.00	$375,100	$375,100 (-) Land $52,300 Building $322,800
2021			$375,100 Land $52,300 Building $322,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210032024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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