55 White Pine Cir, Fletcher, NC 28732 Property Records

Buncombe County property record for 55 White Pine Cir, Fletcher, NC 28732 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,820 sqft · built 2006
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Owner Names on File
Last Sale	$425,000 (Apr 2012)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9664-60-2721-00000`

Property Details

APN / Parcel Number

Primary APN	`9664-60-2721-00000`
Alternative APN	`966419601635000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,820 sqft Living Area
1st Floor Area	1,752 sqft
2nd Floor Area	2,068 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Area	926 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	404 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	966419601635000
Street Address	55 WHITE PINE CIR
City	FLETCHER
State	NC
Zip	28732-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED DATE: 04/13/2012 DEED: 4973-0600 SUBDIV: WHITE PINE CIRCLE BLOCK: LOT: 69 SECTION: PLAT: 0052-0065
Legal Subdivision	WHITE PINE CIRCLE
Legal Lot Number	69
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	4
Census Block	4016
Census Tract	3202

Owner

Source: Buncombe County records · APN 9664-60-2721-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	55 WHITE PINE CIR, FLETCHER, NC 28732-9462
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2012 · Amount on Record
Deed Sale	Apr 13, 2012 · Amount on Record
Prior Sale	Nov 22, 2006 · Amount on Record
Deed Document Number	0004973600
Deed Book / Page	4973 / 600
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	55 WHITE PINE CIR, FLETCHER, NC 28732-9462
Transaction Type	Mortgage
Record Updated	Dec 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063671039
Date	Nov 27, 2023
Book Page	6367/1039

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00 (+8.16%)	$627,000 (-)
2023	$3,736.00	$627,000	$627,000 (-) Land $49,600 Building $577,400
2021			$627,000 Land $49,600 Building $577,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.