56 Wellspring Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 56 Wellspring Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 2018
Lot Size	0.192 acres (8,368 sqft)
Owner	Individual Name on File
Last Sale	$378,062 (Oct 2018)
Tax Bill	$3,747 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45X-49`

Property Details

APN / Parcel Number

Primary APN	`45X-49`
Alternative APN	`55790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Basement Area	1,616 sqft
Finished Basement	1,018 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,368 sqft (0.192 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	55790
Street Address	56 WELLSPRING DR
City	FREDERICKSBURG
State	VA
Zip	22405-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 49 0.1921 AC WELLSPRING HILLS PM160000172
Legal Subdivision	WELLSPRING HILLS SD
Legal Lot Number	49
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	2
Census Block	2007
Census Tract	10304

Owner

56 Wellspring Dr is owned and occupied by an individual who acquired it in October 2020.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	56 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 13, 2020	Quit Claim Deed, Transfer COMMERCE HM MTG
Aug 2, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG
Oct 25, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Prior Sale	Oct 25, 2018 · Amount on File
Deed Document Number	180017989
Last Transfer Date	Oct 13, 2020
Transfer Doc	200026821
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	56 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	0250011790
Date	Sep 9, 2025
Instrument	250011790

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	56 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220014903
Date	Jul 14, 2022
Instrument	220014903

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 18, 2037

Interest

Rate Type	Fixed Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 13, 2020
Property Address	56 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	200026821
Instrument Date	Sep 24, 2020
Instrument	26821
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	200026822
Date	Oct 13, 2020
Instrument	26822

Lender

Name	COMMERCE HM MTG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	56 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	190013451
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	190013451
Date	Aug 9, 2019
Instrument	13451

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Interest

Rate Type	Fixed Rate

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 25, 2018
Property Address	56 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	180017989
Instrument Date	Oct 24, 2018
Instrument	17989
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	180017990
Date	Oct 25, 2018
Instrument	17990

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 56 Wellspring Dr was $3,747.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,747.00	$400,100 Land $125,000 Building $275,100	$400,100 Land $125,000 Building $275,100
2023	$3,780.00	$400,000 Land $120,000 Building $280,000	$400,000 Land $120,000 Building $280,000
2021	$3,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Wellspring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 Wellspring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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