55 Wellspring Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 55 Wellspring Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,902 sqft · built 2018
Lot Size	0.181 acres (7,902 sqft)
Owner	2 Individual Names on File
Last Sale	$349,515 (Jun 2018)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45Y-17-60B`

Property Details

APN / Parcel Number

Primary APN	`45Y-17-60B`
Alternative APN	`57385`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,902 sqft Living Area
Gross Area	3,466 sqft
Basement Area	844 sqft
Finished Basement	698 sqft
Unfinished Basement	146 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,902 sqft (0.181 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	57385
Street Address	55 WELLSPRING DR
City	FREDERICKSBURG
State	VA
Zip	22405-2938
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	UNIT 60B PHASE 17 WELLSPRING HILLS CONDO PM180000060
Legal Subdivision	PHASE 17 WELLSPRING HILLS CONDO
Legal Block	2
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	2
Census Block	2007
Census Tract	10304

Owner

Source: Stafford County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jan 14, 2020	Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L
Feb 23, 2019	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MTG
Jun 27, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018 · Amount on File
Deed Sale	Jun 27, 2018 · Amount on File
Deed Document Number	201810622
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	Jun 11, 2026
Property Address	55 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	0000008501
Instrument Date	Jun 9, 2026
Instrument	20268501
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SETTLEMENT SERVICES, SUMMIT SETTLEMENT SERVICES L

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008501,
Date	Jun 11, 2026
Instrument	20268501

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2053

Interest

Rate	6.36%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	55 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220019453
Date	Sep 30, 2022
Instrument	220019453

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	55 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	200001574
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	200001574
Date	Jan 22, 2020
Instrument	1574

Lender

Name	HOME PT FIN'L

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	55 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	190003136
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Jul 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	190003136
Date	Mar 6, 2019
Instrument	3136

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Fixed Rate

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 27, 2018
Property Address	55 WELLSPRING DR, FREDERICKSBURG, VA 22405-2938
Document Number	180010622
Instrument Date	Jun 26, 2018
Instrument	10622
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WELLSPRING DR FREDERICKSBURG VA 224052938, FREDERICKSBURG, VA 22405-2938

Mortgage

Document Number	180010623
Date	Jun 27, 2018
Instrument	10623

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,143.00 (+11.04%)	$449,600 (+13.85%) Land $105,000 Building $344,600	$449,600 (+13.85%) Land $105,000 Building $344,600
2023	$3,731.00 (+18.52%)	$394,900 Land $95,000 Building $299,900	$394,900 Land $95,000 Building $299,900
2021	$3,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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