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56 Watson Mill Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 56 Watson Mill Rd, Saco, ME 04072 · Last verified July 2026

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 1,756 sqft · built 1974
Lot Size5.15 acres (224,334 sqft)
Owner2 Individual Names on File
Last Sale$251,800 (Apr 2017)
Tax Bill$5,751 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNH1050R

Property Details

APN / Parcel Number

Primary APNH1050R
Alternative APNs
  • SACO M:111 L:003 U:000-000
  • M:111 L:003 U:000=000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,756 sqft Living Area
Gross Area3,596 sqft
1st Floor Area1,756 sqft
Basement Area1,344 sqft
Unfinished Basement1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area224,334 sqft (5.15 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberH1050R
Street Address56 WATSON MILL RD
CitySACO
StateME
Zip04072-9351
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Lot Number3
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1024
Census Tract5100

Owner

Source: York County and Saco City records · APN H1050R

Assessment roll updated May 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address56 WATSON MILL RD, SACO, ME 04072-9351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Deed of Trust · FHA Mortgage
UNITED STATES OF AMERICA
Jun 03, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 18, 2017Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2017 · Amount on Record
Deed SaleApr 18, 2017 · Amount on Record
Prior SaleJun 12, 2013 · Amount on Record
Deed Document Number201714185
Deed Book / Page17455 / 200
Record UpdatedSep 20, 2026

June 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionSACO ME
Recording DateJun 04, 2026
Property Address56 WATSON MILL RD, SACO, ME 04072-9351
Document Number0199170579
Book / Page19917 / 579
Instrument DateMay 01, 2026
Instrument202618823
Record UpdatedJul 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 WATSON MILL RD, SACO, ME 04072-9351

Mortgage

Document Number0000018823,
DateJun 04, 2026
Book Page19917/579
Instrument202618823
Lender
NameUNITED STATES OF AMERICA
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term289 Months
DueJul 01, 2050
Interest
Rate6.46%
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address56 WATSON MILL RD, SACO, ME 04072-9351
Document Number0183200215
Instrument DateJun 03, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 WATSON MILL RD SACO ME 040729351, SACO, ME 04072-9351

Mortgage

Document Number0183200215
DateJul 28, 2020
Book Page018320/000215
Instrument34268
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 27, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateApr 18, 2017
Property Address56 WATSON MILL RD, SACO, ME 04072-9351
Document Number0174550200
Book / Page17455 / 0200
Instrument2017014185
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017014186
DateApr 18, 2017
Instrument2017014186
Lender
NameHOMEBRIDGE FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 18, 2047

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,751.00 (+1.37%)$404,965 (+0.3%) Land $161,265 Building $243,700
2024$5,673.00 (+5.56%)$403,765 (+37.71%) Land $161,265 Building $242,500$461,510
2022$5,374.00$293,200 Land $122,900 Building $170,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310051001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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