York County and Saco City property record for 45 Watson Mill Rd, Saco, ME 04072
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,142 sqft · built 1972 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,923 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | L0440R |
| Primary APN | L0440R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 1,756 sqft |
| 1st Floor Area | 988 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | L0440R |
|---|---|
| Street Address | 45 WATSON MILL RD |
| City | SACO |
| State | ME |
| Zip | 04072-9348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RC |
| Legal Lot Number | 9 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 5100 |
Source: York County and Saco City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 WATSON MILL RD, SACO, ME 04072-9348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESCHOICE CREDIT UNION |
| Oct 22, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 45 WATSON MILL RD, SACO, ME 04072-9348 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0185670773 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 18567/773 |
| Instrument | 2021010658 |
| Name | PEOPLESCHOICE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Oct 22, 2018 |
| Property Address | 45 WATSON MILL RD, SACO, ME 04072-9348 |
| Document Number | 0178270264 |
| Book / Page | 017827 / 000264 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 44594 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 WATSON MILL RD SACO ME 040729348, SACO, ME 04072-9348 |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,923.00 (-0.23%) | $276,250 (-1.29%) Land $150,950 Building $125,300 | |
| 2024 | $3,932.00 (+3.09%) | $279,850 (+34.48%) Land $150,950 Building $128,900 | $388,645 |
| 2022 | $3,814.00 | $208,100 Land $115,000 Building $93,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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