Monmouth County and Rumson Borough property record for 56 Washington St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,533 sqft · built 1904 |
| Lot Size | 0.294 acres (12,785 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (May 2017) |
| Tax Bill | $17,109 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00029-0000-00017 |
| Primary APN | 41-00029-0000-00017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,533 sqft Living Area |
| 1st Floor Area | 1,347 sqft |
| Upper Floors Area | 1,186 sqft |
| Basement Area | 794 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,785 sqft (0.294 acres) |
| Lot Dimensions | 136 ft deep x 94 ft wide |
| View / Lot | Corner |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 35 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 045100 |
|---|---|
| Street Address | 56 WASHINGTON ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | WHICH CURRENTLY HAS/ADDRESS/56 |
| Legal Block | 29 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 803900 |
56 Washington St is owned and occupied by two individuals who bought it in May 2017.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 WASHINGTON ST, RUMSON, NJ 07760-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| May 16, 2017 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on File |
| Deed Sale | May 16, 2017 · Amount on File |
| Prior Sale | Dec 13, 2011 · Amount on File |
| Deed Document Number | 201748063 |
| Deed Book / Page | 9227 / 1447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 56 WASHINGTON ST, RUMSON, NJ 07760-1431 |
| Document Number | 0000154652 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 56 WASHINGTON ST RUMSON NJ 077601431, RUMSON, NJ 07760-1431 |
| Document Number | 0000154652 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 009467/005077 |
| Instrument | 154652 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 16, 2017 |
| Property Address | 56 WASHINGTON ST, RUMSON, NJ 07760-1431 |
| Document Number | 0000048063 |
| Book / Page | 009227 / 001447 |
| Instrument Date | May 5, 2017 |
| Instrument | 48063 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 56 WASHINGTON ST RUMSON NJ 077601431, RUMSON, NJ 07760-1431 |
| Document Number | 48064 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 009227/001468 |
| Instrument | 48064 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
The 2025 property tax bill for 56 Washington St was $17,109, up 3% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,862,400 (+14.19%) Land $1,170,400 Building $692,000 | $1,862,400 (+14.19%) Land $1,170,400 Building $692,000 | |
| 2025 | $17,109.00 (+3.05%) | $1,631,000 Land $1,042,100 Building $588,900 | $1,631,000 Land $1,042,100 Building $588,900 |
| 2024 | $16,603.00 | ||
| 2023 | $1,405,400 Land $919,500 Building $485,900 | $1,405,400 Land $919,500 Building $485,900 | |
| 2022 | $16,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 56 Washington St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 56 Washington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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