Monmouth County and Rumson Borough property record for 48 Washington St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,014 sqft · built 1904 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $780,000 (Feb 2021) |
| Tax Bill | $12,538 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00029-0000-00014 |
| Primary APN | 41-00029-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,014 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Upper Floors Area | 846 sqft |
| Attic | Attic |
| Attic Area | 504 sqft |
| Basement Area | 228 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 136 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 209 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 044800 |
|---|---|
| Street Address | 48 WASHINGTON ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | PORT WASHINGTON |
| Legal Block | 29 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 WASHINGTON ST, RUMSON, NJ 07760-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| Feb 17, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on Record |
| Deed Sale | Feb 17, 2021 · Amount on Record |
| Prior Sale | Aug 19, 2005 · Amount on Record |
| Deed Document Number | 202125424 |
| Deed Book / Page | 9482 / 9076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 48 WASHINGTON ST, RUMSON, NJ 07760-1431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 48 WASHINGTON ST, RUMSON, NJ 07760-1431 |
| Investor | Possibly a Property Investor |
| Document Number | 0097606484 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 9760/6484 |
| Instrument | 2025081496 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 17, 2021 |
| Property Address | 48 WASHINGTON ST, RUMSON, NJ 07760-1431 |
| Document Number | 0094829076 |
| Book / Page | 9482 / 9076 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021025424 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,359.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 PROSPECT AVE, 650, LITTLE SILVER, NJ 07739-1568 |
| Name | Verified Name |
|---|---|
| Address | 48 WASHINGTON ST, RUMSON, NJ 07760-1431 |
| Document Number | 2021025425 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021025425 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,687,100 (+41.16%) Land $910,800 Building $776,300 | $1,687,100 (+41.16%) Land $910,800 Building $776,300 | |
| 2025 | $12,538.00 (+3%) | $1,195,200 (+14.38%) Land $810,200 Building $385,000 | $1,195,200 (+14.38%) Land $810,200 Building $385,000 |
| 2024 | $12,173.00 (+0.3%) | ||
| 2023 | $1,044,900 Land $727,300 Building $317,600 | $1,044,900 Land $727,300 Building $317,600 | |
| 2022 | $12,136.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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