56 W Spring St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 56 W Spring St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,014 sqft · built 1959
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Oct 1994)
Tax Bill	$9,871 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00105-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`18-00105-0000-00027`
Alternative APN	`180010500027`

Interior

Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide

Location & Zoning

Street Address	56 SPRING ST
City	SOMERSET
State	NJ
Zip	08873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	105
Legal Lot Number	27
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2010
Census Tract	50200

Owner

56 W Spring St is owned by two individuals who bought it in October 1994.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 W SPRING ST, SOMERVILLE, NJ 08876-1628
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 1994 · Amount on File
Deed Sale	Oct 12, 1994 · Amount on File
Prior Sale	Jun 7, 1993 · Amount on File
Deed Book / Page	1981 / 64
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	56 W SPRING ST, SOMERVILLE, NJ 08876-1628
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014598
Date	Mar 4, 2021
Book Page	7316/1032
Instrument	2021014598

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 56 W Spring St was $9,871, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,000 (-) Land $120,700 Building $121,300	$242,000 (-) Land $120,700 Building $121,300
2025	$9,871.00 (+3.19%)	$242,000 Land $120,700 Building $121,300	$242,000 Land $120,700 Building $121,300
2024	$9,566.00
2023		$242,000 Land $120,700 Building $121,300	$242,000 Land $120,700 Building $121,300
2022	$9,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 W Spring St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	34 (1999–2021)
Claims Outside the SFHA	15 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 56 W Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20