Somerset County and Somerville Borough property record for 49 W Spring St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft · built 1959 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,267 (May 2021) |
| Tax Bill | $11,176 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00106-0000-00011 |
| Primary APN | 18-00106-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 159 ft deep x 60 ft wide |
| Street Address | 49 SPRING ST |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROSS BLDG LTS |
| Legal Block | 106 |
| Legal Lot Number | 11 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 50200 |
49 W Spring St is owned and occupied by two individuals who bought it in May 2021.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 21, 2017 | Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Jan 31, 2017 | Grant Deed, Transfer PHMS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Prior Sale | Jun 21, 2017 · Amount on File |
| Deed Document Number | 202132424 |
| Deed Book / Page | 7345 / 2497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 21, 2021 |
| Property Address | 49 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Document Number | 0000032424 |
| Book / Page | 7345 / 2497 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021032424 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,787.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 523 BAILEY ELIZABETH WAY, 523, INMAN, SC 29349-7209 |
| Name | Verified Name |
|---|---|
| Address | 49 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Document Number | 0000032425 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021032425 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 21, 2017 |
| Property Address | 49 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Document Number | 0000024284 |
| Book / Page | 6968 / 0856 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 2017024284 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | TITLE MASTERS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,637.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 HOQIUIS TRAIL, 18, SOMERVILLE, NJ 08876 |
| Name | Verified Name |
|---|---|
| Address | 49 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Document Number | 0000024285 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 2017024285 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jan 31, 2017 |
| Property Address | 49 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Document Number | 0000004657 |
| Book / Page | 006938 / 002883 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 4657 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.45 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18 IROQUOIS TRL BRANCHBURG NJ 088765451, BRANCHBURG, NJ 08876-5451 |
| Document Number | 4658 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 006938/002889 |
| Instrument | 4658 |
| Name | PHMS LLC |
|---|---|
| Address | 105 MAXESS RD # 107N, MELVILLE, NY 11747-3859 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 49 W Spring St was $11,176 with a veteran's exemption, up 5.6% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,000 (-) Land $127,000 Building $147,000 | $274,000 (-) Land $127,000 Building $147,000 | |
| 2025 | $11,176.00 (+5.62%) Veteran's exemption | $274,000 Land $127,000 Building $147,000 | $274,000 Land $127,000 Building $147,000 |
| 2024 | $10,581.00 | ||
| 2023 | $274,000 Land $127,000 Building $147,000 | $274,000 Land $127,000 Building $147,000 | |
| 2022 | $10,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 W Spring St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 34 (1999–2021) |
| Claims Outside the SFHA | 15 of 34 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 W Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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