56 Straight Rd, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 56 Straight Rd, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1985
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Jan 2025 Sale Aug 2018 Mortgage + 1 more
APN	`615J183005`

Property Details

APN / Parcel Number

Primary APN	`615J183005`
Alternative APNs	`280003600100010151200000` `152800 36.1-1-15.120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	612 sqft
Finished Basement	612 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	908 sqft
Canopy	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	615J183005
Street Address	56 STRAIGHT RD
City	JAY
State	NY
Zip	12941-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	7 PLATT & ROGERS 183.5 X 85 X IRR
Legal Block	1
Legal Lot Number	15.120
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	2
Census Block	2053
Census Tract	960200

Owner

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 STRAIGHT RD, JAY, NY 12941-5415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2025	Warranty Deed, Transfer
Aug 6, 2018	Deed of Trust, Mortgage COMMUNITY BANK NA
Aug 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 29, 2024
Transfer Doc	002190/181
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jan 10, 2025
Property Address	56 STRAIGHT RD, JAY, NY 12941-5415
Document Number	002190/181
Book / Page	2190 / 181
Instrument Date	Dec 29, 2024
Instrument	2025-127
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 STRAIGHT RD, JAY, NY 12941-5415

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	56 STRAIGHT RD, JAY, NY 12941-5415
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002521/0000000123
Date	Aug 6, 2018
Book Page	0000002521/0000000123
Instrument	2018-3092

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Aug 6, 2018
Property Address	56 STRAIGHT RD, JAY, NY 12941-5415
Document Number	0001922/77
Book / Page	1922 / 77
Instrument Date	Jul 23, 2018
Instrument	2018-3091
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 STRAIGHT RD, JAY, NY 12941-5415

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,238.00 (+84.34%)	$240,700 (+17.7%) Land $47,000 Building $193,700	$240,700 (+17.7%) Land $47,000 Building $193,700
2023		$204,500 (+8.43%) Land $44,100 Building $160,400	$204,500 (+8.43%) Land $44,100 Building $160,400
2022	$2,299.00 (-43.49%) Homeowner's exemption	$188,600 Land $30,800 Building $157,800	$188,600 Land $30,800 Building $157,800
2020	$4,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	97 (1979–2022)
Claims Outside the SFHA	51 of 97
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 30 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Straight Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures