Essex County and Jay Town property record for 139 Straight Rd, Jay, NY 12941
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,277 sqft · built 1994 |
| Lot Size | 93.6 acres (4,077,216 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,046 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance |
| APN | 615J188022 |
| Primary APN | 615J188022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Upper Floors Area | 313 sqft |
| Basement Area | 964 sqft |
| Finished Basement | 964 sqft |
| Unfinished Basement | 964 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 4,077,216 sqft (93.6 acres) |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 429 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 615J188022 |
|---|---|
| Street Address | 139 STRAIGHT RD |
| City | JAY |
| State | NY |
| Zip | 12941-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 7,8 PLATT & ROGERS 83.30AC UNDER 480A RPTL |
| Legal Block | 1 |
| Legal Lot Number | 12.130 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 139 STRAIGHT RD, JAY, NY 12941-4500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 139 STRAIGHT RD, JAY, NY 12941-4500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002023046 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 2023-046 |
| Name | ADIRONDACK BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Feb 1, 2027 |
Source: Essex County and Jay Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,046.00 (+37.42%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,855.00 (+85.34%) | $441,900 (+18.89%) Land $229,300 Building $212,600 | $441,900 (+18.89%) Land $229,300 Building $212,600 |
| 2023 | $371,700 (+7.03%) Land $193,300 Building $178,400 | $371,700 (+7.03%) Land $193,300 Building $178,400 | |
| 2022 | $3,159.00 (-50.6%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $347,300 Land $131,400 Building $215,900 | $347,300 Land $131,400 Building $215,900 |
| 2020 | $6,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 97 (1979–2022) |
| Claims Outside the SFHA | 51 of 97 |
| Most Recent Claim | Feb 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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