Charleston County property record for 56 Spring St, Charleston, SC 29403
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 1,782 sqft · built 1910 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,500 (Oct 2013) |
| Tax Bill | $5,447 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 460-08-02-032 |
| Primary APN | 460-08-02-032 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,782 sqft Total Area |
| 1st Floor Area | 915 sqft |
| Upper Floors Area | 867 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 75 ft deep x 25 ft wide |
| Porch | Slab |
| Porch Area | 356 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 56 SPRING ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-5413 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | DESCRIPTION -56 SPRING |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1000 |
Source: Charleston County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 56 SPRING ST, CHARLESTON, SC 29403-5413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Sep 8, 2023 | Deed of Trust, Mortgage · Commercial Mortgage DOGWOOD STATE BANK |
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SERVISFIRST BANK |
| Nov 24, 2019 | Deed of Trust, Mortgage · Line of Credit SERVISFIRST BK |
| Jan 19, 2018 | Deed of Trust, Mortgage WALTER LAINE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2013 · Amount on Record |
| Deed Sale | Oct 18, 2013 · Amount on Record |
| Prior Sale | Sep 2, 2011 · Amount on Record |
| Deed Book / Page | 368 / 532 |
| Prior Transfer Date | Sep 1, 2011 |
| Prior Transfer Doc | 0205/0556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 6, 2026 |
| Property Address | 56 SPRING ST, CHARLESTON, SC 29403-5413 |
| Document Number | 1387000345 |
| Book / Page | 1387 / 345 |
| Instrument Date | Apr 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 56 SPRING ST, CHARLESTON, SC 29403-5413 |
| Document Number | 1387000345, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 1387/345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 56 SPRING ST, CHARLESTON, SC 29403-5413 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|---|
| Address | 56 SPRING ST, CHARLESTON, SC 29403-5413 |
| Document Number | 0012010927 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 1201/927 |
| Name | DOGWOOD STATE BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 56 SPRING ST, CHARLESTON, SC 29403-5413 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2220 OLD SCHOOL DR, CHARLESTON, SC 29405-7499 |
| Document Number | 0009720855 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 972/855 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29403 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 4, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 56 SPRING ST, CHARLESTON, SC 29403-5413 |
| Document Number | 0842/0693 |
| Instrument Date | Nov 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2220 OLD SCHOOL DR CHARLESTON SC 294057499, CHARLESTON, SC 29405-7499 |
| Document Number | 0842/0693 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 000842/000693 |
| Name | SERVISFIRST BK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 56 SPRING ST, CHARLESTON, SC 29403-5413 |
| Document Number | 0694/0967 |
| Book / Page | 000694 / 000967 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 56 SPRING ST |
| Document Number | 0694/0967 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 000694/000967 |
| Name | WALTER LAINE |
|---|---|
| Address | 39 SHEPHERD ST, ROCKVILLE CENTRE, NY 11570-2247 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 25, 2038 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,447.00 (+11.55%) | ||
| 2024 | $4,883.00 (-29.54%) | $21,560 (-16.66%) | |
| 2022 | $6,930.00 | $25,870 | $798,300 (-) Land $465,700 Building $332,600 |
| 2020 | $798,300 Land $465,700 Building $332,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 units insured incl. 2 condo units |
| Nearby Flood Claims | 5 (1989–2022) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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