Windsor Town property record for 56 Spencer Dr, Windsor, CT 06095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,200 sqft · built 1956 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (May 2023) |
| Tax Bill | $5,536 (2024) |
| Deeds & Mortgages | May 2023 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3569.00 |
| Primary APN | 3569.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 3569.00 |
|---|---|
| Street Address | 56 SPENCER DR |
| City | WINDSOR |
| State | CT |
| Zip | 06095-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 454 |
| Legal Lot Number | 46 |
| Jurisdiction | WINDSOR CT |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 473602 |
56 Spencer Dr is owned and occupied by an individual who bought it in May 2023.
Source: Windsor Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 56 SPENCER DR, WINDSOR, CT 06095-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY |
| May 4, 2023 | Executor's Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on File |
| Deed Sale | May 4, 2023 · Amount on File |
| Deed Document Number | 20231304 |
| Deed Book / Page | 1949 / 1160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 56 SPENCER DR, WINDSOR, CT 06095-2433 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01949-1184 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 1949/1184 |
| Instrument | 2023-01307 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2033 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WINDSOR CT |
| Recording Date | May 4, 2023 |
| Property Address | 56 SPENCER DR, WINDSOR, CT 06095-2433 |
| Document Number | 01949-1160 |
| Book / Page | 1949 / 1160 |
| Instrument Date | May 3, 2023 |
| Instrument | 2023-01304 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202301305 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023-01305 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 01949-1180 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 1949/1180 |
| Instrument | 2023-01306 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Windsor Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Town |
| Unified School District | Windsor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194,600 (-) Land $57,960 Building $136,640 | $136,220 Land $40,572 Building $95,648 | |
| 2024 | $5,536.00 (-6.17%) | $194,600 (+52.5%) Land $57,960 Building $136,640 | |
| 2023 | $5,900.00 (+38.95%) | $127,610 (-) Land $45,500 Building $82,110 | |
| 2022 | $4,246.00 | $127,610 Land $45,500 Building $82,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 56 Spencer Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 56 Spencer Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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