39 Spencer Dr, Windsor, CT 06095 Property Records

Windsor Town property record for 39 Spencer Dr, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1958
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Feb 2018)
Tax Bill	$5,429 (2024)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3528.00`

Property Details

APN / Parcel Number

Primary APN	`3528.00`
Alternative APNs	`WIND M:00053 B:00453 L:000036` `WSOR M:00053 B:00453 L:000036`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3528.00
Street Address	39 SPENCER DR
City	WINDSOR
State	CT
Zip	06095-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	453
Legal Lot Number	36
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2002
Census Tract	473602

Owner

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 SPENCER DR, WINDSOR, CT 06095-2433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on File
Deed Sale	Feb 16, 2018 · Amount on File
Deed Book / Page	1855 / 1065
Record Updated	Oct 29, 2026

February 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WINDSOR CT
Recording Date	Feb 16, 2018
Property Address	39 SPENCER DR, WINDSOR, CT 06095-2433
Document Number	1855-1065
Book / Page	001855 / 001065
Instrument Date	Feb 15, 2018
Instrument	528
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SPENCER DR WINDSOR CT 060952433, WINDSOR, CT 06095-2433

Mortgage

Document Number	1855-1068
Date	Feb 16, 2018
Book Page	001855/001068
Instrument	529

Lender

Name	2004 181 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,820 (-) Land $57,120 Building $133,700	$133,574 Land $39,984 Building $93,590
2024	$5,429.00 (-6.17%)	$190,820 (+53.15%) Land $57,120 Building $133,700
2023	$5,786.00 (+39.59%)	$124,600 (-) Land $44,800 Building $79,800
2022	$4,145.00	$124,600 Land $44,800 Building $79,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20