Kennebec County and Waterville City property record for 56 Silver St, Waterville, ME 04901
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 5 ba · 5,698 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $422,000 (Apr 2018) |
| Tax Bill | $9,129 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:044 B:195 |
| Primary APN | WAVL M:044 B:195 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 5 Baths |
| Units | 9 Units |
| Stories | 3 Stories |
| Building Area | 5,698 sqft Living Area |
| Gross Area | 10,633 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1475 |
|---|---|
| Street Address | 56 SILVER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6520 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Block | 195 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
56 Silver St, a residential property, is owned by a company that bought it in April 2018.
Source: Kennebec County and Waterville City records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 275, AUGUSTA, ME 04332-0275 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage KENNEBUNK SVGS BANK |
| Apr 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Apr 9, 2018 | Intrafamily Transfer, Transfer FIRST NATL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on File |
| Deed Sale | Apr 9, 2018 · Amount on File |
| Prior Sale | May 8, 2012 · Amount on File |
| Deed Document Number | 20186667 |
| Deed Book / Page | 12879 / 108 |
| Transfer Doc | 2018006667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 56 SILVER ST, WATERVILLE, ME 04901-6520 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017003241 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 12537/0277 |
| Instrument | 2017003241 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 56 SILVER ST, WATERVILLE, ME 04901-6520 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022009371 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 14427/204 |
| Instrument | 2022009371 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Apr 9, 2018 |
| Property Address | 56 SILVER ST, WATERVILLE, ME 04901-6520 |
| Document Number | 2018006667 |
| Book / Page | 12879 / 0108 |
| Instrument | 2018006667 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018006670 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 2018006670 |
| Name | FIRST NATL BK |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 56 Silver St was $9,129.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,129.00 | $537,000 Land $50,100 Building $486,900 |
| 2023 | $9,138.00 (+36.92%) | $459,200 (+77.85%) Land $19,300 Building $439,900 |
| 2022 | $6,674.00 | $258,200 Land $14,500 Building $243,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 56 Silver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 56 Silver St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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