49 Silver St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 49 Silver St, Waterville, ME 04901 · Last verified June 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Bedrooms3 Beds
Bathrooms3 Baths
Architecture StyleCondo/Apartment
Year BuiltBuilt 1920
Square Footage3,156 sqft Total Area
Lot Size11,903 sqft (0.273 acres)
Last Sale$287,500 (2015)
Tax Bill$4,893.00 (2025)

Property Details

APN / Parcel Number

Primary APNWAVL M:044 B:148
Alternative APN
  • 4300

Interior

Bedrooms3 Beds
Full Baths3 Baths
Units3 Units
Building Area3,156 sqft Total Area
Gross Area6,436 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCondo/Apartment Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,903 sqft (0.273 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemSteam Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number4300
Street Address49 SILVER ST
CityWATERVILLE
StateME
Zip04901-6515
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal Block148
JurisdictionWATERVILLE ME
Minor Civil DivisionWATERVILLE
Census Blockgroup3
Census Block3000
Census Tract24102

Owner

Source: Kennebec County and Waterville City records · APN WAVL M:044 B:148

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 BURLEIGH ST, WATERVILLE, ME 04901-7303
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Deed of Trust, Mortgage · Commercial Mortgage
TD BANK NA
Apr 06, 2018Deed of Trust, Mortgage
FINWISE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2015 · Amount on Record
Deed SaleJan 08, 2015 · Amount on Record
Deed Doc Number2015400
Deed Book / Page11890 / 267
Record RefreshedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address49 SILVER ST, WATERVILLE, ME 04901-6515
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022015257
DateJun 29, 2022
Book Page14497/97
Instrument2022015257
Lender
NameTD BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address49 SILVER ST, WATERVILLE, ME 04901-6515
Transaction TypeMortgage
Record UpdatedFeb 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018006488
DateApr 06, 2018
Book Page12877/0143
Instrument2018006488
Lender
NameFINWISE BANK
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Waterville City records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$4,893.00 (+13.42%)$287,800 (+32.75%) Land $71,300 Building $216,500
2023$4,314.00 (+28.28%)$216,800 (+66.64%) Land $55,400 Building $161,400
2022$3,363.00$130,100 Land $31,400 Building $98,700

Flood & Wildfire

49 Silver St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kennebec County (23011C), updated February 18, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Silver St

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